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October 8, 2026
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1513 articles
Operations & Best Practices - September 29, 2026 - 9 min read
IRDAI's September 2026 orders against ICICI Lombard, IndusInd Bank and Canara HSBC Life turn on outsourcing, renewal notices, grievances and suitability. Here are the operational questions buyers and brokers should now ask.
By Tarun Kumar Singh
Global & Cross-Border Insurance - September 29, 2026 - 10 min read
At IUMI's Rotterdam conference, its president said cargo cover in high-risk areas is now generally offered per contract, not under annual open covers. What that means for Indian exporters' declarations, war premiums and cancellation clauses.
By Sarvada Editorial Team
Claims & Loss Prevention - September 28, 2026 - 11 min read
The AAIB's preliminary report on the Phuket-Delhi A320neo describes a triple hydraulic loss and an altitude upset that injured 24 people. It is a useful stress test for the group personal accident, travel medical and evacuation stack Indian employers actually buy.
By Sarvada Editorial Team
Market & Trends - September 28, 2026 - 9 min read
The merged InsuranceDekho and RenewBuy entity wants an advisor in every one of India's 6.5 lakh villages, selling motor, health, life and corporate insurance. Three of those four are POS products. The fourth runs into a licensing wall long before it runs into a distribution one.
By Sarvada Editorial Team
Operations & Best Practices - September 28, 2026 - 9 min read
Every broker and corporate agent holding a three-year certificate has to obtain a fresh registration certificate by 31 January 2027. Corporate buyers signing FY28 appointment letters in the next two quarters are contracting straight across that cutover, and the appointment letter is where the risk lands.
By Tarun Kumar Singh
AI & Insurtech - September 28, 2026 - 10 min read
SEBI set up a dedicated task force on AI-driven cyber threats in early September 2026. For listed issuers and market intermediaries, that turns AI-enabled impersonation from an IT ticket into a disclosure, governance and insurance placement question.
By Sarvada Editorial Team
Risk Management Strategies - September 27, 2026 - 11 min read
A Kaushambi firecracker unit whose explosives licence was cancelled in 2024 kept operating until an August 2026 blast killed eleven people, eight of them children. Indian buyers of hazardous-process supply inherit that exposure through product and vicarious liability, and GSTIN and PAN onboarding never checks whether a vendor is still permitted to operate.
By Tarun Kumar Singh
Industry Risk Profiles - September 27, 2026 - 11 min read
Two RECPDCL auctions put 13.5 GW of renewable evacuation capacity into construction, and a transmission SPV underwrites nothing like a generation plant. A risk profile of erection all risks and delay in start-up on line and substation packages.
By Sarvada Editorial Team
Global & Cross-Border Insurance - September 27, 2026 - 11 min read
India and the GCC signed a joint statement on 5 September 2026 formally launching free trade agreement negotiations. Tariff cuts are years away, but buyer limits, marine open cover declarations and Hormuz war-risk terms shift well before volumes do.
By Sarvada Editorial Team
Insurance Products - September 26, 2026 - 11 min read
US employers are pulling back from GLP-1 cover as costs climb. Indian group mediclaim never took a position on obesity pharmacotherapy at all, so the question arrives through Code Excl 06, the OPD pharmacy sub-limit, or a weight-control exclusion nobody has read since it was filed.
By Sarvada Editorial Team
Underwriting & Risk - September 26, 2026 - 9 min read
Industry engineering premium moderated to 5% growth in July 2026 while SBI General booked a 95.4% rise in Q1 FY27. The gap is redistribution at price, and for project owners it raises a question about whether the capacity behind next year's CAR and EAR placement will still be there.
By Tarun Kumar Singh
Insurance for Startups & New Economy - September 26, 2026 - 10 min read
On 3 September 2026 three of the four largest AI model providers went down inside the same window, with the trigger reported as a regional failure in Microsoft Azure's East US infrastructure. For Indian GCCs, BPOs and SaaS firms that have wired model APIs into customer-facing work, that is a concentration exposure a property business interruption policy and most cyber wordings will not answer.
By Sarvada Editorial Team
Global & Cross-Border Insurance - September 25, 2026 - 8 min read
DGFT Notification No. 30/2026-27 puts FEMA-compliant rupee export realisation on par with foreign currency realisation for FTP benefits and export obligation fulfilment. The trade policy moved, insurance schedules did not, and the gap sits in the currency of the credit limit.
By Sarvada Editorial Team
Regulation & Compliance - September 25, 2026 - 9 min read
The Bombay High Court appointed an arbitrator on a repudiated jewellers block claim in August 2026, holding that repudiation, accord and satisfaction, election and limitation are questions for the tribunal and not for the referral court.
By Tarun Kumar Singh
Industry Risk Profiles - September 25, 2026 - 11 min read
India's data centre capacity has quadrupled to 1,575 MW and modern warehousing has passed 610 million sq ft. How operators should present declared values, operational dependency, concentration and contingent BI so property limits track the real loss shape.
By Sarvada Editorial Team
Regulation & Compliance - September 24, 2026 - 12 min read
The Ministry of Labour and Employment is weighing whether the aggregator contribution to the gig Social Security Fund should sit on annual turnover or on a share of worker payouts. On the worked examples circulating with the proposal, the same 5 per cent rate costs a food-delivery platform 0.82 per cent of turnover and a ride-hailing platform 142.8 per cent.
By Tarun Kumar Singh
Operations & Best Practices - September 24, 2026 - 8 min read
SBI General published Q1 FY27 as the first Indian general insurer reporting under Ind AS, with a 96.18% combined operating ratio, while most of the panel still reports on the legacy basis. Here is how to keep insurer security diligence honest while the two sets of numbers run side by side.
By Tarun Kumar Singh
Industry Risk Profiles - September 24, 2026 - 11 min read
A pre-dawn fire in a central Kolkata building housing several hotels killed nine people in August 2026. Mixed-use buildings leave owner, occupiers and facility contractor each assuming another party's policy responds. This piece sets out how the liability and property covers should be allocated before the loss.
By Sarvada Editorial Team
Insurance Products - September 23, 2026 - 11 min read
NCDEX has extended its weather derivative franchise from Mumbai to Chennai with a rainfall contract spanning both monsoon seasons. For an Indian treasurer, the exchange contract and a parametric policy differ on insurable interest, hedge accounting, GST and stamp treatment, margin mechanics, and what a lender will accept as risk transfer.
By Sarvada Editorial Team
AI & Insurtech - September 23, 2026 - 11 min read
The amended IT Rules on synthetically generated information were notified in late August 2026, pushing labelling and traceability duties onto every Indian company shipping AI-generated content. This maps which policy answers a takedown, a defamation notice or a regulatory proceeding: media liability, technology E&O, cyber or D&O.
By Sarvada Editorial Team
Underwriting & Risk - September 23, 2026 - 10 min read
CERT-In's August 2026 advisory records that mainstream support for Windows Server 2022 ends on 13 October 2026. Indian cyber wordings now carry minimum-security conditions, unsupported-software exclusions and patching warranties, and a published end-of-support date is the cleanest declinature argument an insurer can run.
By Tarun Kumar Singh
Global & Cross-Border Insurance - September 23, 2026 - 10 min read
Qatar Islamic Insurance Group has been licensed at GIFT-IFSC as the 25th international player writing Indian reinsurance business, entering as a Category 3 IFSC Insurance Office. Retakaful runs on risk sharing rather than risk transfer, and that changes what a cedant should ask before putting it on a layer.
By Sarvada Editorial Team
Risk Management Strategies - September 22, 2026 - 10 min read
Sikkim has classified 40 high-hazard glacial lakes, 16 of them Category A, giving North-East property and engineering underwriters a named, ranked inundation-source list for the first time. Risk teams who map their own sites against it before renewal control how it enters the file.
By Tarun Kumar Singh
Insurance for Startups & New Economy - September 22, 2026 - 11 min read
The Supreme Court upheld the online money-gaming ban in late August 2026, and one of the largest operators completed its pivot away from real-money play within days. A shut-down platform still carries D&O, employment, cyber and crime exposures for years, and the run-off programme has to be bought while the company still exists to buy it.
By Sarvada Editorial Team
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