Insurance
Commercial insurance lines, organized for comparison
Explore 15 insurance types used across Indian businesses, plus city-specific coverage guides where local market context matters.
Marine Insurance
Covers loss or damage to goods, cargo, and vessels during transit by sea, air, rail, or road.
Also called Marine Cargo Insurance and Ocean Marine Insurance
Fire Insurance
Protects commercial and industrial properties against fire, explosion, and allied perils.
Also called Standard Fire and Special Perils Policy and SFSP Policy
Liability Insurance
Covers legal liability arising from third-party bodily injury or property damage caused by business operations.
Also called Commercial General Liability and CGL Insurance
Engineering Insurance
Covers construction projects, erection works, machinery, and electronic equipment against accidental damage.
Also called CAR Insurance and EAR Insurance
Motor Insurance
Covers commercial vehicles and fleets against own damage, theft, and third-party liability as mandated by the Motor Vehicles Act.
Also called Commercial Vehicle Insurance and Fleet Insurance
Health Insurance
Provides hospitalisation and medical expense coverage for employees and their dependents under group corporate policies.
Also called Group Health Insurance and Group Mediclaim
Professional Indemnity Insurance
Covers professionals and firms against claims arising from negligent acts, errors, or omissions in professional services.
Also called PI Insurance and Professional Liability Insurance
Directors & Officers Liability Insurance
Protects directors, officers, and the company against claims alleging wrongful acts in their managerial capacity.
Also called D&O Insurance and D&O Liability
Cyber Insurance
Covers financial losses from cyber attacks, data breaches, network security failures, and associated liabilities.
Also called Cyber Liability Insurance and Cyber Risk Insurance
Workers' Compensation Insurance
Covers employer's statutory liability for employee death, injury, or occupational disease arising out of and in the course of employment.
Also called Workmen's Compensation Insurance and WC Insurance
Product Liability Insurance
Covers manufacturers, distributors, and sellers against claims of bodily injury or property damage caused by defective products.
Also called Products Liability Insurance and Manufacturing Liability Insurance
Property Insurance
Comprehensive cover for commercial and industrial properties against a wide range of perils including fire, natural catastrophes, and machinery breakdown.
Also called Industrial All Risk Insurance and IAR Policy
Burglary Insurance
Covers loss of or damage to property caused by burglary, housebreaking, theft, or robbery at business premises.
Also called Theft Insurance and Burglary and Housebreaking Insurance
Cargo Insurance
Covers goods and merchandise against loss or damage during transportation by sea, air, rail, or road.
Also called Goods in Transit Insurance and Freight Insurance
Transit Insurance
Covers goods against loss or damage specifically during inland transportation within India by road, rail, air, or waterway.
Also called Inland Transit Insurance and Goods Transit Insurance
Sarvada
Compare coverage language with underwriting context
Sarvada helps teams move from product definitions to risk-based recommendations without losing auditability or speed.