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October 8, 2026
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1513 articles
Risk Management Strategies - October 4, 2026 - 10 min read
The southwest monsoon ended at 87% of LPA, but IMD expects a normal northeast monsoon with normal to above-normal rain in coastal Tamil Nadu. A pre-onset checklist for Chennai units covering STFI sums insured, stock declarations, deductibles, claim documentation and BI standby plans.
By Tarun Kumar Singh
Operations & Best Practices - October 3, 2026 - 9 min read
C.H. Robinson says port congestion is absorbing about 12% of global vessel capacity, with Colombo, Nhava Sheva and Mundra named as hotspots. This is how the Institute Cargo Clauses treat cargo stranded at a transhipment hub, when cover stops, and which extensions to agree before the next missed connection.
By Tarun Kumar Singh
Insurance for Startups & New Economy - October 3, 2026 - 9 min read
Simple Energy's Series C funds a new plant and a plan to double its retail network. Here is the property, stock throughput, recall and product liability build any EV two-wheeler OEM needs before volume production starts.
By Sarvada Editorial Team
Industry Risk Profiles - October 3, 2026 - 9 min read
CYFIRMA reported that the Krybit ransomware group published about 222 GB of data from a large NSE-listed Indian EPC contractor. Here is why construction firms are targeted, what the leak means under DPDP and SEBI LODR, and how to structure cyber cover for an EPC business.
By Sarvada Editorial Team
AI & Insurtech - October 3, 2026 - 9 min read
IRDAI's distribution paper sets out the rules Bima Sugam would run under as a market infrastructure institution: Rs 25 crore capital, a 5% motor platform-fee ceiling and dispersed insurer ownership. With launch now targeted for November and the PIR consultation open until 17 October, here is what commercial buyers and brokers should expect and submit.
By Sarvada Editorial Team
Global & Cross-Border Insurance - October 3, 2026 - 9 min read
The revised EU Product Liability Directive puts software and AI-enabled products under strict liability from December 2026, wherever the operator is based. Most Indian tech E&O policies were not written for that claim.
By Sarvada Editorial Team
Global & Cross-Border Insurance - October 2, 2026 - 8 min read
US guidance of 21 September 2026 puts India on the list of countries whose qualifying specialty drugs, including ADCs, blood-derived (plasma) therapies and cell and gene therapies, can enter at 0%. Higher value and severity per shipment mean cargo, stock, liability and recall cover all need resizing.
By Sarvada Editorial Team
Insurance for Startups & New Economy - October 2, 2026 - 9 min read
Blinkit already runs on its own inventory and Instamart is following, so expiry, damage, pilferage and transit losses now sit on platform books. After Hyderabad food safety teams suspended four dark-store FSSAI licences in a drive reported on 30 September, here is which of those losses insurance pays for and which it never will.
By Sarvada Editorial Team
Regulation & Compliance - October 2, 2026 - 10 min read
IRDAI's September 2026 distribution paper would fold brokers, corporate agents, IMFs, web aggregators and OEM brokers into one Insurance Distribution Entity category. Here is what that changes in broker due diligence, and what the July 2026 amendments already require.
By Tarun Kumar Singh
Insurance Products - October 2, 2026 - 10 min read
IRDAI's draft would cap group health commission at 2.5% for brokers and 5% for agents, with a Rs 100 lakh ceiling. Here is how employers can protect claims-desk, TPA and enrolment services with a written service schedule, disclosure and exit terms.
By Sarvada Editorial Team
Risk Management Strategies - October 2, 2026 - 11 min read
A group calling itself Team Blackleets defaced the Kerala GAD website on 27 September 2026, and a hosting suspension kept it offline for days. Here is what an Indian cyber policy pays for after a hacktivist defacement, where BI and war exclusions bite, and how SMEs can harden their sites.
By Tarun Kumar Singh
Underwriting & Risk - October 2, 2026 - 9 min read
The cold separator rupture at MRPL Mangaluru, reported on 30 September, came while the refinery planned to run above 100% of capacity. Here is what above-nameplate operation does to machinery breakdown warranties, BI sums insured and indemnity periods, and why cancelled export tenders sit outside property cover.
By Tarun Kumar Singh
Underwriting & Risk - October 1, 2026 - 9 min read
The 2026 monsoon ended as a national 'mild drought' at 13 per cent below normal, yet Odisha finished 30 per cent above its average and late-September floods in Uttar Pradesh killed at least 62. The all-India deficit is the wrong basis for cutting flood cover or STFI at the April 2027 renewal.
By Tarun Kumar Singh
Operations & Best Practices - October 1, 2026 - 8 min read
IRDAI's distribution consultation paper proposes that premium move directly from customer to insurer and that claims go only to the verified policyholder or nominee account. Here is what that would change for commercial buyers, brokers and finance teams, with comments due 25 October 2026.
By Tarun Kumar Singh
Regulation & Compliance - October 1, 2026 - 8 min read
IRDAI's 23 September 2026 consultation paper would put a commission disclosure on specified large commercial policies. Here is what a CFO could see on the renewal, how to use it, and what may stay hidden.
By Tarun Kumar Singh
Industry Risk Profiles - October 1, 2026 - 9 min read
Commerce finalised a combined AD/CVD rate of about 249% on Indian solar cells and modules on 11 September 2026, and the ITC injury vote is scheduled for 14 October. Here is what module makers should check now on cargo at sea, US buyer credit limits, redirected stock and domestic warranty exposure.
By Sarvada Editorial Team
Claims & Loss Prevention - October 1, 2026 - 9 min read
A chemical tanker carrying 9,000 tonnes of Malaysian palm oil lost power and listed off Paradip on 27 September. Ship and cargo survived, but towage, possible general average, delay and quality deterioration can still reach the importer.
By Sarvada Editorial Team
AI & Insurtech - September 30, 2026 - 8 min read
IRDAI's 22 September 2026 circular repeals the 2020 dividend-repatriation guidelines for foreign-majority intermediaries with effect from 30 July 2026. Here is what was removed, what still applies under FEMA, and what it means for treasury and M&A.
By Sarvada Editorial Team
Industry Risk Profiles - September 30, 2026 - 9 min read
Lam Research plans to invest about Rs 10,000 crore in its first Indian silicon component plant and to widen its Indian supplier base. Machine shops and chemical firms that want to sell into semiconductor equipment will face insurance requirements well beyond automotive: contamination recall, E&O, cleanroom BI, clean transit and confidentiality.
By Sarvada Editorial Team
Risk Management Strategies - September 30, 2026 - 10 min read
India opened 111 greenfield GCCs from January to August 2026, more than in all of 2025. This month-by-month checklist sequences local admitted policies, fit-out property, employee benefits and cyber around lease signing, hiring ramp and go-live.
By Tarun Kumar Singh
Insurance for Startups & New Economy - September 30, 2026 - 8 min read
Chandigarh has suspended Uber and Rapido for six months, partly because driver health and term insurance fell short of its 2025 aggregator rules. Platforms now have to build cover to the strictest state text, not the central guidelines.
By Sarvada Editorial Team
Insurance for Startups & New Economy - September 30, 2026 - 10 min read
The RDI Fund's Rs 200 crore for Agnikul comes as optionally convertible debentures, not a grant. Debt-style money usually brings insurance covenants, and deeptech borrowers should prepare for them before the first drawdown.
By Sarvada Editorial Team
Claims & Loss Prevention - September 30, 2026 - 10 min read
In Hemkund Duplex the Supreme Court restored repudiation of a Rs 7.31 crore fire claim, and in HCC CPPL JV it set aside a Rs 9.6 crore NCDRC award. Here is what both rulings mean for how commercial insureds prepare and fight large claims.
By Sarvada Editorial Team
Global & Cross-Border Insurance - September 29, 2026 - 10 min read
The Graham Act, signed on 18 September 2026, lets the US impose duties of up to 100% on goods from the largest buyers of Russian energy. A tariff is not insurable, but a US buyer who cannot absorb one is a trade credit risk. Here is what Indian exporters should check before the first assessment.
By Sarvada Editorial Team
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