Category archive

Claims & Loss Prevention

Sarvada research, workflows, and commentary focused on claims & loss prevention.

Why Insurance Claims Get Rejected in India: Common Reasons and How to Avoid Them

Claim rejection remains one of the most contentious issues in Indian commercial insurance, with disputes often escalating to the Insurance Ombudsman or consumer forums. Understanding why claims get rejected, from non-disclosure and policy condition breaches to documentation failures, is the first step toward ensuring your legitimate claims are honoured.

By Sarvada Editorial Team

Claims & Loss Prevention

Why Insurance Claims Get Rejected in India: Common Reasons and How to Avoid Them

Chamoli Quake, Delhi Building Collapse a Day Later: When Is It Earthquake Damage and When Is It a Pre-Existing Defect?

Toyota's Thai Plants Stopped Without Getting Wet: Supplier Extensions, Denial of Access and the Asian Supply Chains of Indian Manufacturers

Sri City Boiler Blast: Rs 50 Lakh Per Family Was Promised. What Boiler, Employees' Compensation and Liability Policies Will Actually Pay

Sea Gull 9 Off Paradip: What a Near-Loss on a Palm Oil Tanker Means for the Cargo Owner's Claim

Two Supreme Court Rulings in Six Weeks on Surveyor Reports: What Hemkund Duplex and HCC CPPL JV Mean for Your Next Large Claim

Twenty-Four Injured at 36,000 Feet: Reading the AI-2379 Preliminary Report Against Your Business Travel Cover

Cargo Liquefaction and the Shipper's Liability: What the Ocean Winner Sinking Means for Indian Iron Ore Exporters

Every Suspicious Motor Claim Can Now Go to a State SIT: What a Commercial Fleet Must Keep on File

The 30-Day IRN Clock on Reinstatement Invoices: Where a Property Claim Quietly Loses Money

Is Your Company a Consumer When a Fire Claim Is Repudiated? The Dominant-Purpose Test After Sant Rohidas

Your Cargo Is Insured, Your Missed Cut-Off Is Not: Mundra and the Marine Delay Exclusion

A High Court Flagged the RCs of Total-Loss Vehicles. What a Fleet Disposing of a Written-Off Truck Has to Do

Over 300 EVs Burnt in One Bengaluru Yard. Nobody Priced That Yard as a Single Location

A Bulk Carrier Sank With 72,100 Tonnes of Iron Ore. What an Indian Cargo Policy Actually Pays

When Your Customer Floods: The Offtake Loss No Supplier's BI Policy Sees

The Fever Advisory: What Admission Criteria Do to Your Group Mediclaim Pre-Auths

Two Listed Companies Disclosed Factory Fires in a Fortnight: What Exchange Filings Reveal About BI Cover

India Is 11% of Global Cargo Theft, and the New Tactic Is a Fake Transporter on a Freight App

After the Water Recedes: Motor Own-Damage Claims on Flooded Commercial Fleets and Dealer Stock

The Turbine Overspeed at Ramgarh: When the Loss Is in the Captive Power Island, Not the Plant

Gujarat's Rs 5,000 Crore Flood Claim Estimate: The Property Steps That Decide Your Share of It

VLTD and Panic Buttons Are the Fight in Road Freight, and the Telematics Log Will Decide Your Next Cargo Claim

Perpetual Registration for Surveyors Is Settled: The Conversion Window and Suspension Clock a Claims Panel Must Track

The Godown Burned and the Mill Stopped: Fire BI When the Damage Is Only to Stock

Use these ideas inside your underwriting workflow