Category archive

Risk Management Strategies

Sarvada research, workflows, and commentary focused on risk management strategies.

Infectious Disease and Pandemic Business Interruption Insurance in India

Standard SFSP-based business interruption policies exclude pandemic losses because they require a physical damage trigger. This guide examines what coverage is realistically available to Indian companies after COVID-19, from non-damage BI extensions and parametric pandemic products to supply chain covers and IRDAI's evolving stance on standard pandemic products.

Risk Management Strategies

Infectious Disease and Pandemic Business Interruption Insurance in India

Employer Liability for Contract Labour in India: Insurance Obligations and Gaps

Third-Party Vendor Indemnity Requirements in India: Insurance Obligations for Buyers

Climate Risk Insurance Strategy for Indian Corporates: Physical and Transition Risks

Water Stress and Groundwater Shutdown Risk: Insurance Planning for Indian Factories Facing Extraction Curbs

Mutual and Group Insurance Structures for Indian Industry Associations and Sector Consortia

Structuring a Captive Insurance Vehicle at IFSCA GIFT City: End-to-End Playbook for Indian Corporates

Insurance Portfolio Stress Testing: Climate, Geopolitical, and Regulatory Scenarios for Indian Boards

ESG Risk Quantification and Its Impact on Corporate Insurance Programmes in India

Catastrophe Scenario Modelling Framework for Indian Corporates: PML, MFL, and Multi-Peril Aggregation

Parametric Insurance for Indian Supply Chains: Trigger Design for Port Congestion, Monsoon Disruption, and Logistics Risk

Insurance-Linked Securities and Catastrophe Bonds for Indian Corporates: Structure, Pricing, and When They Beat Reinsurance

Fronting Arrangements for Indian Captive Insurance: When and How to Use a Fronting Insurer for Offshore and IFSCA GIFT City Captives

Board Risk Reporting: Insurance Programme Adequacy, Coverage Gaps, and Residual Risk Quantification for Indian Corporates

Self-Insured Retentions vs. Deductibles for Indian SMEs: Structural Differences, Cash Requirements, and When to Use Each

RFP Scorecard Methodology for Commercial Insurance in India: Quantitative Rubrics, Broker vs Direct Placement, and Financial Strength Verification

Risk Financing Alternatives Beyond Traditional Insurance: Parametric, Cat Bonds, and ILS for Indian Corporates

Cyber Ransom Payments in India: Insurance Coverage, Legal Boundaries, and the OFAC Sanctions Trap

How to Build an Internal Insurance Function: Roles, Governance, and Stakeholder Management for Indian Corporates

Building a Strategic Risk Register for Indian Mid-Market Companies

Managing Concentration Risk in Indian Corporate Insurance Programmes: Geography, Supplier, and Revenue Dependencies

Loss Engineering and Risk Improvement: How Indian Manufacturers Reduce Premiums Through Prevention

Captive Insurance and Self-Insurance Options for Large Indian Corporates

Risk Transfer for Indian PPP and Infrastructure Concessions: Who Bears What and Where Insurance Fits

Structuring an Insurance Programme for Multi-Entity Indian Conglomerates

Insurance-Linked Due Diligence in Indian M&A: How Acquirers Assess Target Company Risk Profiles

Premium Financing and Cash Flow Management for Commercial Insurance in India

Supply Chain Risk Quantification: Mapping Exposures Your Insurance Programme May Miss

Business Continuity Risk Mapping: Identifying the Single Points of Failure Your Insurance Does Not Cover

Enterprise Risk Management and Insurance Alignment: Building an ERM Framework

Contractual Risk Transfer: Insurance Requirements in Indian Commercial Contracts

Risk Retention vs. Risk Transfer: How to Set the Right Deductible for Your Indian Business

Risk Appetite Frameworks for Indian Mid-Market Companies: From Board Policy to Insurance Decisions

Total Cost of Risk: A Framework for Indian Risk Managers

Use these ideas inside your underwriting workflow