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October 8, 2026

Lead storyClaims & Loss Prevention - February 27, 2026 - 12 min read

Why Insurance Claims Get Rejected in India: Common Reasons and How to Avoid Them

Claim rejection remains one of the most contentious issues in Indian commercial insurance, with disputes often escalating to the Insurance Ombudsman or consumer forums. Understanding why claims get rejected, from non-disclosure and policy condition breaches to documentation failures, is the first step toward ensuring your legitimate claims are honoured.

By Sarvada Editorial Team

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AllAI & InsurtechClaims & Loss PreventionGlobal & Cross-Border InsuranceIndustry Risk ProfilesInsurance for Startups & New EconomyInsurance ProductsMarket & TrendsOperations & Best PracticesRegulation & ComplianceRisk Management StrategiesUnderwriting & Risk

Market & Trends - October 7, 2026 - 9 min read

Cheaper Reinsurance in 2027, an Underwriting Loss at GIC Re: How Much Softening Reaches Indian Property and Liability Buyers in April

Moody's finds 86 percent of reinsurance buyers expect property prices to fall again in 2027, and casualty outside the US is now softening too. AM Best's 7 October affirmation of GIC Re shows a strong balance sheet with unprofitable underwriting. Here is how much of the softening an Indian property or liability buyer can expect at the April 2027 renewal.

By Sarvada Editorial Team

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Risk Management Strategies - October 6, 2026 - 11 min read

Bab el-Mandeb Is Narrowing Too: Europe-Bound Indian Exporters, Cape Rerouting and the Bharat Maritime Pool's War-Rate Cut

Daily Bab el-Mandeb crossings halved in a single day in September while Hormuz stays disrupted, and more than 80% of India's merchandise trade with Europe uses this corridor. Here is what that means for cargo cover, delay exposure, war premiums under each Incoterm, and the limits of the Bharat Maritime Insurance Pool's war-rate cut.

By Tarun Kumar Singh

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Underwriting & Risk - October 5, 2026 - 9 min read

EoM Moves From GWP to Domestic GDPI: Why Insurers' New Expense Math Could Change Service on Large Commercial Accounts

IRDAI's consultation paper would measure general insurers' expenses against domestic gross direct premium income instead of GWP and step the limit down to 25% and then 20%. Here is why the denominator matters, which service lines compete for the tighter envelope, and what large commercial buyers should lock into renewal terms.

By Tarun Kumar Singh

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Claims & Loss Prevention - October 5, 2026 - 9 min read

Toyota's Thai Plants Stopped Without Getting Wet: Supplier Extensions, Denial of Access and the Asian Supply Chains of Indian Manufacturers

Toyota halted three Thai plants in late September 2026 because flooding disrupted parts deliveries; the reported cause was supply, not water on the lines. For Indian manufacturers buying Thai or ASEAN components, that is the non-damage business interruption gap, and supplier and denial of access extensions close only part of it.

By Sarvada Editorial Team

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Claims & Loss Prevention - October 5, 2026 - 10 min read

Sri City Boiler Blast: Rs 50 Lakh Per Family Was Promised. What Boiler, Employees' Compensation and Liability Policies Will Actually Pay

A boiler explosion at a pharma unit near Sri City killed five workers, and the Chief Minister announced Rs 50 lakh for each family, to be paid within two days. That figure sits far above what an Employees' Compensation policy indemnifies, and this post maps what each policy in the stack actually responds to.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - October 4, 2026 - 9 min read

ECGC's 95% West Asia Cover Now Runs to March 2027: How Exporters Should Use Six More Months of Government-Funded Upgraded Cover

DGFT Notification No. 37/2026-27 extends RELIEF Component II, and with it ECGC cover of up to 95 per cent with the government paying the extra premium, to 31 March 2027. Here is who should now buy or widen cover, how Gulf transshipment is treated, and what to settle before the new deadline.

By Sarvada Editorial Team

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