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Sarvada research, workflows, and commentary focused on industry risk profiles.
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Industry Risk Profiles
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October 6, 2026
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138 articles
Industry Risk Profiles - October 3, 2026 - 9 min read
CYFIRMA reported that the Krybit ransomware group published about 222 GB of data from a large NSE-listed Indian EPC contractor. Here is why construction firms are targeted, what the leak means under DPDP and SEBI LODR, and how to structure cyber cover for an EPC business.
By Sarvada Editorial Team
Industry Risk Profiles - October 1, 2026 - 9 min read
Commerce finalised a combined AD/CVD rate of about 249% on Indian solar cells and modules on 11 September 2026, and the ITC injury vote is scheduled for 14 October. Here is what module makers should check now on cargo at sea, US buyer credit limits, redirected stock and domestic warranty exposure.
By Sarvada Editorial Team
Industry Risk Profiles - September 30, 2026 - 9 min read
Lam Research plans to invest about Rs 10,000 crore in its first Indian silicon component plant and to widen its Indian supplier base. Machine shops and chemical firms that want to sell into semiconductor equipment will face insurance requirements well beyond automotive: contamination recall, E&O, cleanroom BI, clean transit and confidentiality.
By Sarvada Editorial Team
Industry Risk Profiles - September 27, 2026 - 11 min read
Two RECPDCL auctions put 13.5 GW of renewable evacuation capacity into construction, and a transmission SPV underwrites nothing like a generation plant. A risk profile of erection all risks and delay in start-up on line and substation packages.
By Sarvada Editorial Team
Industry Risk Profiles - September 25, 2026 - 11 min read
India's data centre capacity has quadrupled to 1,575 MW and modern warehousing has passed 610 million sq ft. How operators should present declared values, operational dependency, concentration and contingent BI so property limits track the real loss shape.
By Sarvada Editorial Team
Industry Risk Profiles - September 24, 2026 - 11 min read
A pre-dawn fire in a central Kolkata building housing several hotels killed nine people in August 2026. Mixed-use buildings leave owner, occupiers and facility contractor each assuming another party's policy responds. This piece sets out how the liability and property covers should be allocated before the loss.
By Sarvada Editorial Team
Industry Risk Profiles - September 21, 2026 - 11 min read
The CEA (Cyber Security in Power Sector) Regulations, 2026 were gazetted on 31 July 2026 and bite in full from 1 April 2027. Six-hour reporting to CSIRT-Power, a named CISO and OT and IT separation are now duties, and each one lands on a clause in a standard Indian cyber wording that was not drafted for a generating station.
By Sarvada Editorial Team
Industry Risk Profiles - September 15, 2026 - 10 min read
China suspended the second wave of its rare-earth export controls until 10 November 2026, and a suspension is not a withdrawal. This post sets out what an Indian EV, electronics or auto buyer can realistically place before that date, and how the new magnet and recycling plants coming out of the National Critical Minerals Mission are underwritten first as construction risk and then as operating risk.
By Sarvada Editorial Team
Industry Risk Profiles - September 15, 2026 - 11 min read
The FDA put a Gujarat API maker's entire output on Import Alert 66-40 on 11 August 2026 and followed with a CGMP warning letter. Revenue stopped with nothing damaged, which is exactly the shape of loss that fire loss of profits and marine cargo were never built to pay.
By Sarvada Editorial Team
Industry Risk Profiles - September 14, 2026 - 11 min read
A firecracker unit blew up in Kaushambi on 31 August 2026 and most of the dead lived next door rather than working inside. For a business sited beside a hazardous-substance neighbour, recovery depends far more on its own fire policy than on the neighbour's statutory cover.
By Sarvada Editorial Team
Industry Risk Profiles - September 8, 2026 - 11 min read
RentoMojo's INR 1,256 crore IPO opens on 9 September 2026 and puts the rental and subscription model in front of a large audience. A business built this way owns its whole asset base and stores almost none of it, which breaks every location-based property policy in the Indian market.
By Sarvada Editorial Team
Industry Risk Profiles - September 6, 2026 - 11 min read
The USFDA warning letter to Dabur's Silvassa facility in August 2026 cited CGMP violations and falsified records. For Indian exporters, a finding of that specific kind runs straight into the dishonesty exclusions in recall, product liability and D&O wordings, and into the disclosure question on next year's proposal form.
By Sarvada Editorial Team
Industry Risk Profiles - September 5, 2026 - 10 min read
The Ministry of Heavy Industries received 20 bids under the Rs 7,280 crore rare earth permanent magnet scheme in August 2026, and five winners will build an occupancy Indian property underwriters have no rating class for. Here is the risk profile, built from the process, and the cover checklist before the first programme is placed.
By Sarvada Editorial Team
Industry Risk Profiles - September 4, 2026 - 10 min read
Industry crop premium for April to July FY2026-27 fell 66.6% year on year to Rs 1,183.06 crore, and the two most active specialist crop carriers lost most of their book. Here is what a thinner pool does to agribusiness cover, and the insurer-security routine to run before renewal.
By Sarvada Editorial Team
Industry Risk Profiles - September 2, 2026 - 11 min read
Delhi's drone policy is drafted and awaiting approval. Commercial operators in the NCR should treat it as the start of a state compliance layer sitting above the Drone Rules, with its own airspace conditions, empanelment criteria and insurance evidence. Here is what to prepare before the text is published.
By Sarvada Editorial Team
Industry Risk Profiles - September 2, 2026 - 10 min read
The Cabinet cleared the Samudra Manthan National Offshore Exploration Scheme with an outlay of Rs 84,084 crore, and ONGC followed with a plan for 150 deepwater wells. Most of that money lands on drilling contractors, vessel operators and subsea service firms, and their insurance obligations are written by contract long before an underwriter sees the risk.
By Sarvada Editorial Team
Industry Risk Profiles - September 1, 2026 - 11 min read
Tata Power is targeting its first solar exports to Europe. EU product liability rules, 25-year performance warranties and long-tail degradation claims sit outside what an annual Indian product liability policy will answer.
By Sarvada Editorial Team
Industry Risk Profiles - August 29, 2026 - 10 min read
A fire at a printed circuit board unit in Greater Noida killed two firefighters on 4 August 2026, weeks before MeitY cleared a fresh tranche of electronics component approvals. Component plants stack solvent cleaning, plating chemistry, lithium cells, high-value copper and gold stock and dense cleanroom construction into one occupancy that Indian fire underwriters have thin loss history for.
By Sarvada Editorial Team
Industry Risk Profiles - August 28, 2026 - 10 min read
MNRE's August 2026 ALMM revisions took listed solar module capacity to 217,107 MW, far above what India installs in a year. Underutilised lines, yard-stacked finished goods and stretched receivables break the assumptions inside fire, declaration and trade credit wordings.
By Sarvada Editorial Team
Industry Risk Profiles - August 27, 2026 - 11 min read
Google's Visakhapatnam AI hub is a gigawatt-scale campus on the Andhra coast, and Gujarat's Data Centre Policy 2026-29 targets 7.5 GW in a state whose coastline takes Arabian Sea cyclone landfalls. The property question is not fire, it is named-windstorm and flood accumulation on single sites with extreme value density, and delay in start-up across a multi-year build.
By Sarvada Editorial Team
Industry Risk Profiles - August 26, 2026 - 11 min read
Himachal's 2026 monsoon losses crossed Rs 1,001.71 crore, and Rs 978 crore of that sits with the Public Works Department and Jal Shakti Vibhag. Most of that damage is to assets still inside a contract period, where the EAR wording, the maintenance extension and the defect liability clause decide who rebuilds at whose cost.
By Sarvada Editorial Team
Industry Risk Profiles - August 26, 2026 - 11 min read
A reactor explosion at a pharma unit in Yadadri Bhuvanagiri killed two workers and injured nine. Many units that size hold a fire policy and an EC policy and nothing else, and the branded principal that contracted the batch often holds no cover for the interruption at all.
By Sarvada Editorial Team
Industry Risk Profiles - August 25, 2026 - 11 min read
A run of fatal furnace, ladle and sponge-iron explosions through 2026, set against capacity growing faster than output and induction furnace capacity rising 16 percent year on year, has turned Indian secondary steel from a severity class into a frequency-and-severity class. Here is what a plant owner should expect at renewal.
By Sarvada Editorial Team
Industry Risk Profiles - August 23, 2026 - 9 min read
Tiruppur closed FY2025-26 down 4.91% on tariff uncertainty, and the picture has since reversed: the US rate fell to 10% and the India-EU FTA is concluded. A fast capacity ramp is exactly where garment insurance breaks. A pre-ramp checklist for knitwear exporters.
By Sarvada Editorial Team
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