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Regulator-sourced research, briefings, and editorial analysis

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Underwriting, claims, insurance products, and regulation

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October 8, 2026

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1513 articles

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Regulation & Compliance - July 19, 2026 - 10 min read

Insurer Share Transfers After the June 2026 Registration Draft: The 5% Threshold and What Listed Insurers Lost

IRDAI's June 2026 registration exposure draft would lift the transferor approval threshold for insurer share transfers from 1% to 5% and retire the bespoke self-certification route for listed-insurer transfers between the two. What a stake sale now requires, and the questions that stay open until the regulation is notified.

By Tarun Kumar Singh

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Global & Cross-Border Insurance - July 18, 2026 - 11 min read

Insurance in Cross-Border Joint Ventures: Allocating Cover Between Indian and Foreign Partners

When an Indian company and a foreign partner build an operating joint venture, the insurance question is not deal cover but who buys which policy for the living business. This guide maps procurement responsibility, cross-liability, global-programme alignment, and the clauses a JV agreement's insurance schedule must fix.

By Sarvada Editorial Team

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Risk Management Strategies - July 18, 2026 - 9 min read

Multi-Year Commercial Property Policies: When Locking a Rate Beats Annual Renewal

A soft market tempts buyers to lock today's low property rate for two or three years. Sometimes that is the right call and sometimes it is a rate lock in name only. A decision framework for tenure: where multi-year cover genuinely fits, what the insurer's reinsurance constraint does to the promise, and the clauses that decide whether the lock holds.

By Tarun Kumar Singh

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Operations & Best Practices - July 18, 2026 - 10 min read

Account Planning for Commercial Clients: A Cross-Sell Framework for Broking Firms

The cheapest new business a broking firm can write is the cover its existing clients already need and buy elsewhere or not at all. A framework for annual account plans on commercial clients: the coverage-gap matrix, a worked manufacturing example, timing to renewal and business events, and how to measure the wallet share you actually hold.

By Tarun Kumar Singh

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