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October 8, 2026
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1513 articles
Regulation & Compliance - September 3, 2026 - 11 min read
The draft SHANTI Rules published in August 2026 require nuclear operators to hold insurance or equivalent financial security, with liability caps reviewed every five years. Here is what that flows down to an EPC contractor or component supplier, and the cover it needs before pricing a bid.
By Tarun Kumar Singh
Global & Cross-Border Insurance - September 3, 2026 - 11 min read
The August 2026 White House shadow-transhipment report placed India in its highest risk tier and named Pune, Chennai and Gujarat. Indian coverage went to the diplomacy. The insurance question nobody asked is which policy, if any, responds when US Customs holds a consignment on an origin-fraud suspicion.
By Sarvada Editorial Team
AI & Insurtech - September 2, 2026 - 9 min read
ICICI Lombard's MD and CEO put insurer technology spend at up to 1.5 percent of premium in August 2026. Here is how a corporate buyer turns that into six service tests worth scoring, and why headline tech spend is a poor proxy for claims behaviour.
By Sarvada Editorial Team
Insurance for Startups & New Economy - September 2, 2026 - 11 min read
The August 2026 directive to app stores and OTT platforms to stop enabling money games severs distribution while liability, investigation costs, wallet exposures and D and O claims keep running. This is how to convert a gaming platform's insurance programme to run-off without losing the cover that still matters.
By Sarvada Editorial Team
Market & Trends - September 2, 2026 - 9 min read
PB Fintech's Q1 FY27 slides showed a 92 per cent PAT surge with AI credited for its insurtech lead, in the same fortnight its regulatory position was described as an unresolved fight and a life insurer CEO restated that agents remain central to distribution. What that cost structure means for a one-person advisory practice.
By Sarvada Editorial Team
Industry Risk Profiles - September 2, 2026 - 11 min read
Delhi's drone policy is drafted and awaiting approval. Commercial operators in the NCR should treat it as the start of a state compliance layer sitting above the Drone Rules, with its own airspace conditions, empanelment criteria and insurance evidence. Here is what to prepare before the text is published.
By Sarvada Editorial Team
Insurance for Startups & New Economy - September 2, 2026 - 11 min read
The EPFO 3.0 proposal would divert a small portion of certain platform transactions into worker social security and link one UAN to multiple platforms. The cost is the easy part. This post works through the mechanism: what it does to an aggregator's payments stack, its member data, and its contracts with the gateway and the insurer.
By Sarvada Editorial Team
Market & Trends - September 2, 2026 - 10 min read
The Insurance Brokers Regulations cap all non-promoter investors at 25% of a broker's paid-up equity, while SEBI requires 25% minimum public shareholding. That arithmetic, not appetite, is why no Indian broker trades on an exchange.
By Sarvada Editorial Team
Insurance Products - September 2, 2026 - 11 min read
Hormuz uncertainty pushed landed costs up by as much as 50 percent and marine war risk premiums up 200 percent, while Indian open covers still value cargo at invoice CIF plus 10. How to re-base the valuation clause, when to use duty and increased value cover, and how to allocate a war surcharge across FOB, CFR and CIF.
By Sarvada Editorial Team
Industry Risk Profiles - September 2, 2026 - 10 min read
The Cabinet cleared the Samudra Manthan National Offshore Exploration Scheme with an outlay of Rs 84,084 crore, and ONGC followed with a plan for 150 deepwater wells. Most of that money lands on drilling contractors, vessel operators and subsea service firms, and their insurance obligations are written by contract long before an underwriter sees the risk.
By Sarvada Editorial Team
Underwriting & Risk - September 1, 2026 - 10 min read
India has recorded 68 major grid disturbances affecting the renewable sector, with generation losses of up to 7 GW. Solar, wind and BESS operators file two very different claims out of those events, and standard Indian fire and machinery breakdown wordings treat them very differently.
By Tarun Kumar Singh
Regulation & Compliance - September 1, 2026 - 11 min read
The Parliamentary Committee on Public Undertakings tabled a report on 6 August 2026 recommending GST rationalisation for reinsurance alongside health and term life, a fast-tracked risk-based capital framework, and board-approved solvency restoration plans at three weak PSU general insurers. Here is how each would reach a commercial buyer's premium, and why the pass-through is not one-for-one.
By Tarun Kumar Singh
Underwriting & Risk - September 1, 2026 - 10 min read
India Semiconductor Mission 2.0 carries an outlay of INR 1.27 lakh crore, and this phase points at the layer below the fab. Underwriting gas plants, bulk chemical suppliers and tool cargo needs a different checklist from a fab account.
By Tarun Kumar Singh
Industry Risk Profiles - September 1, 2026 - 11 min read
Tata Power is targeting its first solar exports to Europe. EU product liability rules, 25-year performance warranties and long-tail degradation claims sit outside what an annual Indian product liability policy will answer.
By Sarvada Editorial Team
Global & Cross-Border Insurance - September 1, 2026 - 11 min read
A legal reading published in late July 2026 argues India's Carbon Credit Trading Scheme issues credits rather than charging a carbon price, so it may not qualify for the Article 9 deduction. If that holds, the CBAM charge from 2027 sits on the exporter's margin, and that has direct consequences for EU supply contracts and trade credit limits.
By Sarvada Editorial Team
AI & Insurtech - September 1, 2026 - 9 min read
Gallagher Re put global insurtech funding at US$2.44 billion in Q2 2026, the highest in four years, with AI megadeals doing the work. India's biggest local round went to an AI-led reinsurance platform, and that changes what brokers are actually competing with.
By Sarvada Editorial Team
Operations & Best Practices - September 1, 2026 - 10 min read
The Employees' Enrolment Campaign 2026 lets employers regularise workers left outside EPF since April 2009, with a 31 October deadline. The same audit exposes the contract and casual staff missing from group personal accident and mediclaim member data.
By Tarun Kumar Singh
Insurance Products - September 1, 2026 - 11 min read
The USFDA warning letter issued to Dabur India over cGMP violations at its Silvassa plant carries a 15 working day response window and sits one step below an import alert. A regulatory stop-ship destroys revenue without destroying anything physical, which is the gap in most Indian recall and business interruption wordings.
By Sarvada Editorial Team
Underwriting & Risk - September 1, 2026 - 9 min read
Bajaj Finserv announced its reinsurance entry on 31 July 2026, reported as the third private entrant in twelve months after the March 2026 IRDAI approvals. For a commercial buyer this is placement mechanics: who sits in the first tier of the order of preference, how much of the tower stays onshore, and what a new entrant's appetite is worth before it has a loss record.
By Tarun Kumar Singh
Insurance for Startups & New Economy - September 1, 2026 - 10 min read
The Centre's August 2026 scheme covers 30 to 100 per cent of launch, data, technology and ISRO facility costs. Third-party liability and in-orbit cover sit outside all four heads, and stay with the operator through the IN-SPACe authorisation.
By Sarvada Editorial Team
Risk Management Strategies - September 1, 2026 - 10 min read
CERT-In's sector data, placed before the Rajya Sabha in August 2026, counted 34,480 healthcare incidents in 2025 and 18,855 in the first half of 2026. This is how to read the breakdown the way an underwriter does, and the controls evidence a hospital group needs before its next cyber renewal.
By Tarun Kumar Singh
Operations & Best Practices - September 1, 2026 - 10 min read
IRDAI deferred its proposal to allow TPAs to list and said it will instead frame listing rules covering every class of insurance intermediary. Anyone who planned against the TPA exposure draft is now planning against a moving target, and the July 2026 amendments already changed registration and salesperson tagging.
By Tarun Kumar Singh
Global & Cross-Border Insurance - September 1, 2026 - 11 min read
India landed in the lower US tariff tier, but competing origins hold quota exemptions India does not have. The commercial risk is the US buyer who refuses goods already cut and made, and most Indian trade credit policies attach only at shipment.
By Sarvada Editorial Team
Risk Management Strategies - September 1, 2026 - 10 min read
IRDAI approved the Patanjali-led acquisition of Magma General Insurance by letter dated 28 July 2026 and, the same week, cleared amended regulations requiring prior approval at 5%, 10%, 25%, 50% and 75% shareholding. This is the buyer-side response: what changes on an in-force programme, what the policyholder funds bar covers, and the questions to put to a broker.
By Tarun Kumar Singh
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