Insights

Research and insights for modern underwriting teams

Explore underwriting workflows, regulator-sourced risk research, and operational best practices.

Library

Regulator-sourced research, briefings, and editorial analysis

Topics

Underwriting, claims, insurance products, and regulation

Latest

July 2, 2026

Browse by topic

956 articles

AllAI & InsurtechClaims & Loss PreventionGlobal & Cross-Border InsuranceIndustry Risk ProfilesInsurance for Startups & New EconomyInsurance ProductsMarket & TrendsOperations & Best PracticesRegulation & ComplianceRisk Management StrategiesUnderwriting & Risk

Regulation & Compliance - February 24, 2026 - 10 min read

Terrorism Insurance in India: Understanding the Indian Market Terrorism Risk Insurance Pool

Most standard commercial insurance policies in India exclude terrorism risk, leaving businesses exposed unless they opt into coverage through the Indian Market Terrorism Risk Insurance Pool (IMRTIP). This guide explains the pool structure, coverage mechanics, pricing, and regulatory framework governing terrorism insurance in India.

By Tarun Kumar Singh

Read article

Operations & Best Practices - February 21, 2026 - 17 min read

MIS and Reporting for Indian Risk Managers: Building Dashboards That Drive Renewal Decisions

A practical guide to building an insurance management information system for Indian risk managers, covering the key metrics to track (premium spend, claims ratio, broker performance), dashboard design principles, how data-driven insights improve renewal negotiation outcomes, and the tools and templates that work in the Indian commercial insurance context.

By Tarun Kumar Singh

Read article

Market & Trends - February 17, 2026 - 15 min read

ESG and Insurance: How Sustainability Mandates Are Reshaping Indian Underwriting

A wide-ranging analysis of how ESG (Environmental, Social, Governance) factors are transforming Indian commercial insurance underwriting. Covering SEBI's BRSR framework, IRDAI's climate risk guidance, carbon-intensive industry surcharges, green building premium credits, ESG-adjusted underwriting scores, and the tension between sustainability mandates and portfolio profitability.

By Sarvada Editorial Team

Read article

Underwriting & Risk - February 17, 2026 - 14 min read

Underwriting Earthquake Risk in India: Seismic Zones, Building Codes, and Pricing

A detailed examination of how Indian underwriters assess earthquake risk across the five seismic zones -- covering IS 1893 zone classification, BIS building code compliance, probabilistic seismic hazard analysis, earthquake deductible structures, retrofit credits, and zone-specific pricing differentials for commercial property portfolios.

By Tarun Kumar Singh

Read article

Sarvada

Use these ideas inside your underwriting workflow

See how Sarvada turns research, risk signals, and operational context into faster commercial underwriting decisions.

Explore the platformContact the team