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August 23, 2026

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1277 articles

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Insurance Products - May 21, 2026 - 18 min read

Transit-cum-Storage and Warehouse Open Cover India 2026: Product Design for Multi-Modal Logistics

Combined transit and storage products bridge the gap between marine cargo policies and warehouse fire cover, addressing the practical reality that goods sit in third-party warehouses, intermediate transit sheds, and consolidation points for days or weeks between movements. The 2026 Indian product design has evolved to address multi-modal handovers, NSEL-pattern third-party warehouse failures, and the GST-warehouse documentation chain.

By Sarvada Editorial Team

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Operations & Best Practices - May 21, 2026 - 19 min read

Risk Manager Dashboard Design for Indian Corporates 2026: KRIs, Insurance Programme Visibility, and Board Reporting

A working design guide for risk manager dashboards in Indian mid-cap and large-cap corporates in 2026: the key risk indicators to surface, the insurance programme visibility a board actually needs, the tooling choices (Archer, ServiceNow GRC, Tableau, Power BI), and the integration paths into broker portals, IRDAI and SEBI disclosure timelines, and IFRS 17 corporate-side mirror reporting.

By Tarun Kumar Singh

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Global & Cross-Border Insurance - May 21, 2026 - 16 min read

India-Singapore Trade Corridor 2026: Marine Cargo Insurance Implications for Indian Exporters

Bilateral trade through the India-Singapore corridor has grown strongly under the long-standing CECA framework and the IFSCA-MAS regulatory bridge. Marine cargo wordings, arbitration forum choices, Jurong storage extensions, and freight-related war risk loadings need to be re-examined as Singapore consolidates its role as a transhipment and bonded warehousing hub for Indian shippers.

By Sarvada Editorial Team

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Insurance Products - May 21, 2026 - 16 min read

Parametric Rainfall Cover for Agri Corporates and Food Processors: India 2026

Parametric rainfall products have moved out of the IRDAI sandbox and into mainstream corporate placement for agri-input companies, sugar mills, contract farming aggregators, and food processors. The 2026 product set, the IMD gridded data trigger architecture, GIFT City IFSC parametric vehicles, and basis risk all matter to the buying decision.

By Sarvada Editorial Team

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Underwriting & Risk - May 21, 2026 - 24 min read

Cyclone Exposure Underwriting on the Eastern Coast: Odisha, Andhra, and the 2026 Renewal Cycle

How Indian non-life insurers and reinsurers are pricing cyclone exposure on the Odisha and Andhra Pradesh coastline for the 2026 season: IMD revised cyclone climatology, district and grid-level aggregation, named-storm definitions, parametric wind and rainfall triggers, deductible structures, and the lessons from Cyclone Dana and Cyclone Fengal in 2024.

By Sarvada Editorial Team

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Claims & Loss Prevention - May 21, 2026 - 18 min read

Fire Claim Investigation Protocols for Large Commercial Losses in India: 2026 Practitioner Guide

A practitioner's guide to fire claim investigation on large Indian commercial losses, covering surveyor appointment under the IRDAI Insurance Surveyors and Loss Assessors Regulations 2015 (as amended), joint-survey practice on losses above INR 1 crore, forensic chain of custody, IIB cause-of-loss data, and the broker tactics that move interim findings towards a fair settlement.

By Sarvada Editorial Team

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Regulation & Compliance - May 21, 2026 - 16 min read

Insurer-Side DPDP Act Implementation in 2026: Consent Manager Integration, Data Fiduciary Duties, Broker-as-Processor, and Breach Notification SOPs

An implementation handbook for Indian insurers operationalising the DPDP Act 2023 in 2026 following Rules notification, covering consent manager integration, data fiduciary duties, the broker-as-processor relationship, breach notification SOPs, and the governance posture risk committees should adopt now.

By Tarun Kumar Singh

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Regulation & Compliance - May 21, 2026 - 14 min read

Insurance Amendment Bill 2026 Cycle in India: Composite Licence, FDI Changes, Distribution Rules, and the Broker Firm Implications

An analysis of the 2026 cycle of the Insurance Amendment Bill in India and its implications for broker firms, including the composite licence proposal, FDI policy changes, distribution rule revisions, the agent versus broker boundary, and the FOS bench expansion that together will reshape commercial broking economics through the decade.

By Sarvada Editorial Team

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Risk Management Strategies - May 21, 2026 - 19 min read

ISO 22301 Business Continuity Management for Indian Corporates: BIA to Coverage Mapping, RTO and RPO Versus BI Indemnity Periods, and Parametric BCM Triggers

An implementation playbook for ISO 22301:2019 Business Continuity Management Systems at Indian corporates, with explicit alignment to the insurance programme. Covers BIA methodology mapped to BI sums insured, RTO and RPO calibration against indemnity periods, and the emerging use of parametric structures as BCM activation triggers.

By Sarvada Editorial Team

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Regulation & Compliance - May 20, 2026 - 14 min read

Post-Launch Bima Sugam Impact on Indian Broker Economics in 2026: Account Access, Retail Commission Compression, and Commercial Defensibility

How Bima Sugam is reshaping Indian broker economics after retail phase 1 rollout: client account access mechanics, commission compression risks in retail lines, the commercial-lines defensibility argument, and the technology adaptations brokers need to remain commercially viable through the phase 2 transition.

By Sarvada Editorial Team

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Risk Management Strategies - May 20, 2026 - 21 min read

Building an Enterprise Risk Framework for Indian Mid-Cap Manufacturers: Register Design, Control Self-Assessment, and Insurance-Procurement Integration

A practitioner playbook for ERM implementation at Indian mid-cap manufacturers with revenues of INR 500 to 5,000 crore. Covers risk register architecture, control self-assessment methodology, board-level operational risk committee design, and the integration of risk findings into the annual insurance procurement cycle.

By Sarvada Editorial Team

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