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Regulator-sourced research, briefings, and editorial analysis

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Underwriting, claims, insurance products, and regulation

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July 2, 2026

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956 articles

AllAI & InsurtechClaims & Loss PreventionGlobal & Cross-Border InsuranceIndustry Risk ProfilesInsurance for Startups & New EconomyInsurance ProductsMarket & TrendsOperations & Best PracticesRegulation & ComplianceRisk Management StrategiesUnderwriting & Risk

Industry Risk Profiles - May 15, 2026 - 17 min read

Hyperscale Data Centre Operator Insurance in India 2026: Underwriting 100 MW+ Campuses, BESS UPS, and Tenant SLA Liability

An underwriting and broker placement guide for the hyperscale operators expanding in India (global cloud providers such as AWS, Azure and Google alongside domestic colocation hyperscalers like CtrlS, Yotta, Adani Connex and NTT), covering liquid-cooling MEP loss exposures, lithium UPS and BESS failure modes, tenant SLA liability, and how Indian insurers are rebuilding 100 MW+ programmes.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 15, 2026 - 16 min read

India-Africa Trade Credit and Political Risk Insurance: Building the Corridor in 2026

Indian exporters and EPC contractors selling into Africa face a buyer-risk and political-risk picture unlike any other emerging market. This piece maps the ECGC and private trade credit insurance capacity available for African buyer exposures, the EAC and SADC market-specific nuances, and how Afreximbank-backed structures are reshaping how Indian sellers protect receivables and project flows.

By Sarvada Editorial Team

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Insurance Products - May 15, 2026 - 17 min read

Parametric Heat Stress Cover for Indian Workforces: WBGT Triggers, Employer Payouts, and the 2026 Market

Heat events in 2024 and 2025 cost Indian employers measurable productivity and welfare expenditure. Parametric heat-index covers are emerging as a workable instrument that pays an employer when wet-bulb globe temperature thresholds are breached, allowing welfare relief and labour cost smoothing without claims litigation. This is the structural map for brokers and underwriters.

By Sarvada Editorial Team

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Market & Trends - May 13, 2026 - 16 min read

Post-Atlantic-Hurricane-2025 Reinsurance Hardening: Cascade Effects on Indian Treaties and Cat-Exposed Lines

Many brokers braced for a hard reinsurance market after the intense 2025 Atlantic hurricane season, but no US landfall and abundant capital meant the feared hardening did not arrive. Indian treaty rates actually softened at 1 April 2026. This guide explains what happened to GIC Re cession terms, foreign reinsurer capacity and cat-exposed rate-on-line.

By Sarvada Editorial Team

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Regulation & Compliance - May 11, 2026 - 16 min read

IRDAI Expenses of Management Cap Update for FY26 and FY27 in India: Revised Line-of-Business Slabs, Allowable Expense Definitions, and Broker Commission Treatment

An implementation review of the anticipated IRDAI Expenses of Management cap update for FY26 and FY27, covering revised line-of-business slabs, allowable expense definitions, the treatment of broker commission inside EoM, and the governance actions risk and finance leaders should be taking ahead of formal notification.

By Tarun Kumar Singh

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