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October 8, 2026

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1513 articles

AllAI & InsurtechClaims & Loss PreventionGlobal & Cross-Border InsuranceIndustry Risk ProfilesInsurance for Startups & New EconomyInsurance ProductsMarket & TrendsOperations & Best PracticesRegulation & ComplianceRisk Management StrategiesUnderwriting & Risk

Operations & Best Practices - July 4, 2026 - 10 min read

Commission Transparency With Commercial Clients: How Brokers Should Run the Remuneration Conversation Before Regulation Forces It

IRDAI's draft intermediary disclosure rules and the planned commission overhaul mean commercial clients will soon see broker remuneration in print. How to disclose proactively, what formats work in proposals and renewal reports, when to move an account to a fee agreement, and how to handle procurement pushback.

By Tarun Kumar Singh

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Regulation & Compliance - July 4, 2026 - 10 min read

Draft IRDAI (Insurance Intermediaries) (Amendment) Regulations 2026: The Disclosure Regime Brokers Must Now Build For

The June 2026 draft amendment regulations would require brokers to disclose intermediation revenue and other receipts from insurers in a separate financial-statement schedule, file audited accounts with IRDAI by 30 September, and publish them on their websites. What the draft says, what the INR 10 crore threshold means, and how to build the finance function before the rules go final.

By Tarun Kumar Singh

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Insurance for Startups & New Economy - July 4, 2026 - 10 min read

Creator Economy and Influencer Platform Startup Insurance in India 2026: Media Liability, IP Infringement, and Endorsement Compliance Cover

Indian influencer platforms, MCNs and marketing agencies now carry media and multimedia liability, IP and copyright, defamation, and CCPA misleading-advertisement defence-cost exposure after ASCI's 2026 influencer guidelines and CCPA Endorsement Know-Hows put penalties up to Rs 50 lakh on the table. This post maps the 2026 cover stack.

By Sarvada Editorial Team

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Regulation & Compliance - July 4, 2026 - 9 min read

Income-tax Act 2025 and Commercial Insurance: How Premium Deductibility, Keyman Proceeds and Claim Receipts Are Taxed From April 2026

The Income-tax Act 2025 replaces the 1961 Act from 1 April 2026 and renumbers the provisions corporate finance teams cite for insurance. This post maps the old Section 37(1), 28 and 10(10D) references to the new Act and explains what actually changes for commercial premium deductions, keyman payouts and claim receipts.

By Tarun Kumar Singh

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Regulation & Compliance - July 3, 2026 - 9 min read

Section 41 Rebating in the Flexible Commission Era: Where Premium Negotiation Ends and Prohibited Inducement Begins

The anti-rebating prohibition in Section 41 of the Insurance Act, 1938 did not go away when commission caps did. How the 2023 commission deregulation sharpened the rebating question for brokers, the line between legitimate premium negotiation and prohibited inducement, penalty exposure, and the controls placement teams need in 2026.

By Tarun Kumar Singh

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Operations & Best Practices - July 3, 2026 - 9 min read

Building Commission MIS That Reconciles to IRDAI Returns and the Proposed Disclosure Schedule: Data Model, Monthly Close, and Audit Readiness

The draft 2026 intermediary regulations would put an audited intermediation-revenue schedule on every broker's website. How to build commission MIS that reconciles to IRDAI annual returns: the policy-level data model, monthly close discipline, the mismatch causes that eat audit weeks, and what audit readiness actually requires.

By Tarun Kumar Singh

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Insurance for Startups & New Economy - July 3, 2026 - 9 min read

Home-Services Platform Startup Insurance in India 2026: Worker Injury, Service-Quality Liability, and Customer Property Damage Cover

An at-home services marketplace carries three distinct exposures that meet inside a customer's home: service-professional accident cover, workmanship professional indemnity, and property-damage liability. Here is how to structure each after Urban Company's 2025 listing put platform-worker liability on the record.

By Sarvada Editorial Team

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Industry Risk Profiles - July 3, 2026 - 9 min read

Ropeway and Cable Car Operator Risk Profile India 2026: Parvatmala Passenger Liability, Gondola Breakdown and Pilgrimage Crowd Exposure

A risk and insurance profile for Indian passenger ropeway and cable car operators in 2026, covering haul-rope and drive machinery breakdown, aerial evacuation and passenger liability, peak pilgrimage crowd accumulation, and PPP construction EAR on Parvatmala tri-cable gondola projects.

By Sarvada Editorial Team

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