Category archive
Sarvada research, workflows, and commentary focused on regulation & compliance.
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145 published articles
Topic
Regulation & Compliance
Latest
August 7, 2026
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145 articles
Regulation & Compliance - March 22, 2026 - 5 min read
PESO (Petroleum and Explosives Safety Organisation) under DPIIT regulates licensing of petroleum storage, explosives manufacturing, and related hazardous operations. Insurance conditions tied to PESO licenses directly impact coverage scope and claim liability.
By Tarun Kumar Singh
Regulation & Compliance - March 22, 2026 - 8 min read
SEBI Listing Obligations and Disclosure Requirements Regulation 30 materiality thresholds for insurance claims, denials, and recovery actions. When listed companies must disclose to stock exchanges and insider trading implications.
By Tarun Kumar Singh
Regulation & Compliance - March 16, 2026 - 8 min read
Foreign currency insurance premium remittances for overseas subsidiaries, property, and cargo: when FEMA permits direct remittance vs requiring RBI approval, and the role of LRS, ODI, and reinsurance regulations.
By Tarun Kumar Singh
Regulation & Compliance - March 15, 2026 - 6 min read
The Arbitration and Conciliation Act 1996, amended in 2015, 2019, and 2021, shapes how insurance disputes are resolved outside courts. Learn about quantum-only arbitration, the critical seat vs venue distinction, and how Supreme Court rulings apply to coverage questions.
By Tarun Kumar Singh
Regulation & Compliance - March 14, 2026 - 13 min read
An expert analysis of IRDAI's recent motor third-party liability reforms, covering revised premium structures, long-term TP pooling changes, MACT tribunal trends, fleet-level compliance obligations, and the financial implications for commercial vehicle operators across India.
By Tarun Kumar Singh
Regulation & Compliance - March 8, 2026 - 12 min read
An expert analysis of IRDAI's claim settlement timeline regulations, how enforcement has evolved through recent circulars and penalty actions, and what commercial policyholders can do when insurers breach prescribed turnaround times for survey, offer, and payment.
By Tarun Kumar Singh
Regulation & Compliance - March 3, 2026 - 13 min read
An analysis of the IRDAI regulatory sandbox outcomes released in early 2026, covering approved experiments in parametric insurance, usage-based covers, and digital claims settlement, and what these results mean for commercial insurance buyers and underwriters in India.
By Tarun Kumar Singh
Regulation & Compliance - February 25, 2026 - 28 min read
An explanation of how IRDAI's recent amendments to broker licensing and commission structures are changing commercial insurance distribution in India, covering the shift to flexible commissions, new disclosure requirements, placement steering risks, and what buyers should demand from their brokers.
By Tarun Kumar Singh
Regulation & Compliance - February 24, 2026 - 10 min read
Most standard commercial insurance policies in India exclude terrorism risk, leaving businesses exposed unless they opt into coverage through the Indian Market Terrorism Risk Insurance Pool (IMRTIP). This guide explains the pool structure, coverage mechanics, pricing, and regulatory framework governing terrorism insurance in India.
By Tarun Kumar Singh
Regulation & Compliance - February 15, 2026 - 3 min read
India's reinsurance sector is evolving with GIC Re's changing mandate and IRDAI's liberalisation of foreign reinsurer access. Understand the regulatory framework shaping reinsurance placements in India.
By Tarun Kumar Singh
Regulation & Compliance - February 13, 2026 - 7 min read
How IRDAI's microinsurance regulations apply to micro-enterprises, SHG-based distribution, cooperative models, and the gap between regulation and penetration.
By Tarun Kumar Singh
Regulation & Compliance - February 10, 2026 - 2 min read
Indian manufacturers face increasing environmental liability under multiple regulatory frameworks. This guide covers key statutes, compliance obligations, and how insurance can mitigate environmental risk exposure.
By Tarun Kumar Singh
Regulation & Compliance - February 2, 2026 - 3 min read
GST at 18% on insurance premiums significantly affects the total cost of commercial coverage in India. Understand the tax structure, input tax credit eligibility, and how to optimise your insurance spend.
By Tarun Kumar Singh
Regulation & Compliance - February 1, 2026 - 12 min read
A full analysis of IRDAI's phased transition from Solvency I to a risk-based capital regime, covering its impact on underwriting capacity, reinsurance strategy, capital allocation, and line-of-business profitability for Indian non-life insurers.
By Tarun Kumar Singh
Regulation & Compliance - January 27, 2026 - 3 min read
KYC and anti-money laundering compliance is a critical obligation for Indian insurers. This guide covers IRDAI's KYC norms, PMLA requirements, and practical implementation for commercial underwriting.
By Tarun Kumar Singh
Regulation & Compliance - January 23, 2026 - 8 min read
How National Building Code 2016 fire norms, BIS standards, and TAC guidelines affect insurance underwriting, premiums, and claims for Indian commercial properties.
By Tarun Kumar Singh
Regulation & Compliance - January 23, 2026 - 9 min read
How SEBI's BRSR mandates create new D&O exposure, greenwashing liability risk, and insurance implications for listed Indian companies and directors.
By Tarun Kumar Singh
Regulation & Compliance - January 19, 2026 - 3 min read
The Consumer Protection Act 2019 has expanded policyholder rights and changed the dispute resolution space for Indian insurers. Understand the key provisions that affect underwriting and claims.
By Tarun Kumar Singh
Regulation & Compliance - January 19, 2026 - 8 min read
Understand the composite licence framework under India's Insurance Amendment Bill 2025, its implementation timeline, and strategic impact on commercial buyers.
By Tarun Kumar Singh
Regulation & Compliance - January 13, 2026 - 14 min read
How the Digital Personal Data Protection Act 2023 reshapes data collection, consent, retention, and cross-border transfers for Indian insurance companies: with practical compliance steps for underwriting, claims, and reinsurance operations.
By Tarun Kumar Singh
Regulation & Compliance - January 13, 2026 - 13 min read
The Insurance Amendment Bill 2025 introduces transformative changes to India's field -- 100% FDI allowance, composite licensing, micro-insurance mandates, and demutualisation provisions. This analysis examines the Bill's key provisions, their implications for market competition, distribution channels, product innovation, and underwriting practices, and what commercial insurers must prepare for.
By Tarun Kumar Singh
Regulation & Compliance - January 10, 2026 - 3 min read
The Public Liability Insurance Act 1991 mandates coverage for businesses handling hazardous substances. This guide breaks down compliance requirements, policy structures, and common pitfalls for Indian manufacturers.
By Tarun Kumar Singh
Regulation & Compliance - January 9, 2026 - 7 min read
How the Social Security Code 2020 reshapes gratuity, ESI, and workers' compensation obligations: and what it means for commercial group insurance.
By Tarun Kumar Singh
Regulation & Compliance - January 5, 2026 - 3 min read
IRDAI's digital transformation agenda is reshaping how Indian insurers operate, from e-KYC mandates to sandbox-driven innovation. Here's what every insurer and underwriter needs to prepare for.
By Tarun Kumar Singh
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