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Sarvada research, workflows, and commentary focused on insurance products.
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89 published articles
Topic
Insurance Products
Latest
July 1, 2026
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89 articles
Insurance Products - February 23, 2026 - 10 min read
With IRDAI pushing for higher insurance penetration and rising employee expectations, group health insurance has become essential for Indian SMEs. This guide covers policy structures, regulatory requirements, tax advantages under Section 80D, and strategies for optimising coverage within tight budgets.
By Sarvada Editorial Team
Insurance Products - February 21, 2026 - 12 min read
Commercial motor and fleet insurance is critical for India's rapidly growing logistics sector, yet many fleet operators remain underinsured. This guide covers policy structures, IRDAI motor tariff changes, and risk management strategies for transport businesses.
By Sarvada Editorial Team
Insurance Products - February 18, 2026 - 8 min read
Understand CGL policy structure in India covering premises liability, operations, products/completed operations, and advertising injury with endorsements.
By Sarvada Editorial Team
Insurance Products - February 14, 2026 - 4 min read
Fire, flood, or machinery breakdown can halt production for months. Business interruption insurance covers the financial losses Indian manufacturers suffer when operations are disrupted beyond physical damage.
By Sarvada Editorial Team
Insurance Products - February 12, 2026 - 7 min read
A practical guide to inland transit insurance in India, policy types, carrier liability gaps, open transit covers, and claims procedures for domestic cargo.
By Sarvada Editorial Team
Insurance Products - February 11, 2026 - 12 min read
A full guide to fidelity guarantee insurance for Indian businesses, covering employee theft, embezzlement, forgery, and cyber-enabled fraud. Learn about policy structures, legal frameworks under the Indian Penal Code, and the claims process for commercial fidelity bonds.
By Sarvada Editorial Team
Insurance Products - February 10, 2026 - 12 min read
A thorough guide to machinery breakdown insurance in India, covering IRDAI engineering policy wordings, the distinction between MB and fire/SFSP covers, electronic equipment extensions, and regulatory requirements under the Indian Boilers Act and Factories Act.
By Sarvada Editorial Team
Insurance Products - February 9, 2026 - 3 min read
Professional indemnity insurance protects Indian consultants, architects, engineers, and advisors against claims of negligence, errors, and omissions. Here is what every professional services firm needs to know.
By Sarvada Editorial Team
Insurance Products - February 3, 2026 - 3 min read
The Employees' Compensation Act, 1923 imposes strict liability on Indian employers for workplace injuries and occupational diseases. This guide explains coverage requirements, compensation calculations, and insurance strategies.
By Sarvada Editorial Team
Insurance Products - February 2, 2026 - 7 min read
Guide to CAR policy structure in India; material damage, third-party liability, ALOP extensions, and maintenance period coverage.
By Sarvada Editorial Team
Insurance Products - January 27, 2026 - 13 min read
A wide-ranging guide to Electronic Equipment Insurance (EEI) for Indian businesses — covering IT infrastructure, data centres, medical diagnostic equipment, and process control systems, with India-specific regulatory references and practical underwriting considerations.
By Sarvada Editorial Team
Insurance Products - January 20, 2026 - 3 min read
D&O liability insurance shields directors and officers from personal financial exposure arising from regulatory actions, shareholder suits, and corporate governance failures in India.
By Sarvada Editorial Team
Insurance Products - January 18, 2026 - 8 min read
Difference between umbrella and excess liability policies, when Indian businesses need layered liability programmes, and tower placement strategies.
By Sarvada Editorial Team
Insurance Products - January 12, 2026 - 3 min read
India's infrastructure push demands effective engineering insurance. This guide explains Contractors All Risks, Erection All Risks, and Machinery Breakdown policies for Indian project stakeholders.
By Sarvada Editorial Team
Insurance Products - January 6, 2026 - 3 min read
Marine cargo insurance is indispensable for Indian exporters managing international trade routes. This guide covers policy types, claim procedures, and IRDAI regulations every exporter must understand.
By Sarvada Editorial Team
Insurance Products - January 1, 2026 - 7 min read
A practical guide to money insurance, cash-in-transit cover, employee dishonesty, and commercial crime policies for Indian businesses under IRDAI norms.
By Sarvada Editorial Team
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