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Global & Cross-Border Insurance

Sarvada research, workflows, and commentary focused on global & cross-border insurance.

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Global & Cross-Border Insurance

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September 27, 2026

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121 articles

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Global & Cross-Border Insurance - June 28, 2026 - 6 min read

Insuring Stock You Hold Abroad: Stock Throughput and Storage Cover for Indian Exporters Using Overseas Warehouses and JAFZA

Indian exporters increasingly pre-position consignment and re-export stock in foreign free zones such as Jebel Ali, where it sits outside both standard marine transit cover and a domestic fire policy. This post sets out how stock throughput and overseas storage extensions close that gap, how static accumulation and PML drive the rate, and how currency of valuation and insurable interest play out while title passes at a warehouse abroad.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 24, 2026 - 10 min read

DPDP's Cross-Border Negative List: How Insurers and Brokers Should Map Their Claims and TPA Data Flows

The DPDP Rules let personal data move offshore freely until the government restricts a country, but the Significant Data Fiduciary regime and sectoral insurance localisation override that default. Brokers and insurers need a live transfer map of claims, medical and KYC data before a restriction or SDF designation lands.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 23, 2026 - 10 min read

When War-Risk Insurance Becomes a State Backstop: Reading the Hormuz Crisis for Indian Energy and Container Trade

The 2026 Hormuz escalation pushed Gulf war-risk premiums up tens of times over within days, made GIC Re pull marine hull war cover, and brought a US sovereign reinsurance facility into a market private insurers had abandoned. Here is what that means for brokers placing Gulf-transit cover for Indian importers.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 22, 2026 - 10 min read

India's Model BIT Reset and What It Means for Pricing Political-Risk Cover on Outbound Deals

India confirmed work on a revised, more investor-friendly Model BIT in February 2026, but the treaty network remains thin after 77 terminations. For outbound investors, that leaves political-risk insurance, not treaty arbitration, as the enforceable backstop. This post shows brokers how to structure cover around the gap.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 21, 2026 - 10 min read

India-EU FTA Concluded: Why the Missing Investment Chapter Is a Political-Risk Placement Problem, Not a Footnote

India and the EU concluded FTA negotiations on 27 January 2026, but the package carries no investment protection chapter and no investor-state arbitration. That treaty enforcement gap now sits inside political-risk and contract-frustration wordings, and brokers advising outbound-EU mandates must price it.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 19, 2026 - 11 min read

India-UK CETA in Mid-2026: The Posted-Worker Insurance Stack the Double Contribution Convention Leaves Exposed

The India-UK trade deal and its Double Contribution Convention are set to take effect in mid-July 2026, exempting seconded Indian professionals from UK social-security contributions for up to three years. That exemption shifts NICs, not healthcare or liability exposure, so brokers must rebuild the secondment cover stack around a gap the convention quietly creates.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 18, 2026 - 15 min read

Stock Throughput Cover for Indian Importers Using Free Trade Warehousing Zones in 2026

Importers running stock through an FTWZ split their exposure across an ocean leg, a bonded storage leg and a domestic clearance leg, and stitching together a marine cargo policy with a separate fire and burglary cover leaves gaps at every handover. A single stock throughput policy covers transit and storage on one wording, and this post sets out how FTWZ bonded warehousing changes insurable interest and risk of loss, how bonded goods are valued, the accumulation problem at the zone, and the marine wording points to settle.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 18, 2026 - 10 min read

IRDAI's Order-of-Preference Rewrite: Where Cross-Border Reinsurers and Lloyd's India Now Sit in the Cession Queue

IRDAI's 2026 exposure draft proposes scrapping GIC Re's blanket right of first refusal and re-sequencing the reinsurance cession order. Cross-border reinsurers drop to a second category behind Indian reinsurers, FRBs, Lloyd's India and IIOs. Brokers placing large marine, energy and engineering risks must rework their quote-seeking workflow before notification.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 17, 2026 - 15 min read

Non-Admitted Insurance and the Tax Traps for Indian Multinationals Insuring Foreign Subsidiaries 2026

An Indian parent that insures its overseas subsidiaries from a single India-issued master policy can find the cover invalid where the subsidiary sits, the claim unpayable locally, host-country premium taxes evaded and the premium outflow questioned under FEMA. This post sets out the admitted-versus-non-admitted distinction, the local compulsory covers, the premium-tax and claim-payment traps, the RBI exchange-control angle and why a controlled-master plus local-policy structure is the answer.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 17, 2026 - 14 min read

Red Sea Rerouting Around the Cape: Delay, General Average and Marine Cover for Indian Trade in 2026

With much India-Europe and India-US East Coast shipping still diverting around the Cape of Good Hope to avoid the Bab-el-Mandeb strait, Indian exporters and importers face two to three extra weeks of transit, war-risk surcharges on the Red Sea routing, raised general average exposure and demurrage on stretched supply chains. Standard cargo cover does not pay for delay or lost market, and this post sets out how the rerouting reshapes the risk and how to structure marine cargo, war risk and trade-disruption cover around it.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 16, 2026 - 14 min read

Expatriate Employee Benefits and Overseas Medical Cover for Indian Firms 2026: IPMI, Evacuation and the Family-Lifecycle Gap Domestic GMC Leaves

Indian GCCs, IT services firms and EPC contractors posting staff abroad cannot rely on a domestic group mediclaim policy to cover an employee in Dubai, Frankfurt or Houston. This post sets out international private medical insurance, business travel accident cover, medical evacuation and repatriation, host-country compulsory cover, and the family, pre-existing-condition and repatriation-handover questions that decide whether the benefit actually protects the assignee and the dependants who relocated with them.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 12, 2026 - 16 min read

Project Cargo and DSU for Indian Capital-Equipment Imports 2026: Heavy-Lift, ICC Clauses, Incoterms and the Re-Import Lead Time

An Indian company importing turbines, reactors, presses or fabrication lines for a new plant runs two linked exposures: physical damage to heavy-lift and break-bulk cargo, and the lost profit if that damage forces a months-long re-import. This post takes the procurement-and-logistics view, covering marine project cargo on an Institute Cargo Clauses (A) basis, leg-by-leg handling risk, Incoterms and risk transfer, insurable interest, the re-import cycle, and the surveys that decide whether the claim pays.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 11, 2026 - 20 min read

India-EU CBAM and Exporter Trade Insurance 2026: Margin Compression, Contract Frustration and Reporting Risk

The EU Carbon Border Adjustment Mechanism hits Indian steel, aluminium, cement and fertiliser exporters through margin compression and embedded-emissions reporting obligations. This piece details the trade-credit, contract-frustration and compliance-risk insurance implications for affected exporters.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 7, 2026 - 20 min read

Controlled Master Programmes and DIC/DIL for Indian Multinationals 2026: Local Admitted Policies and Compliance

Indian multinationals expanding abroad must reconcile a master policy at home with local admitted policies in each country. This piece details controlled master programme design, DIC/DIL drop-down cover, non-admitted insurance restrictions, premium allocation and tax, and cross-border compliance.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 5, 2026 - 9 min read

Freight Forwarder Liability Insurance in India 2026: Covering the NVOCC, Multimodal and Cross-Border Exposure

Indian freight forwarders and multimodal transport operators carry liability that a standard marine cargo policy does not address, arising from contracts of carriage, NVOCC bills of lading and the network of carriers they engage. This guide maps freight forwarder liability exposure and how cover responds across the cross-border supply chain.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 4, 2026 - 9 min read

India-UAE CEPA and Trade Credit Insurance 2026: Protecting Receivables in a Fast-Growing Corridor

The India-UAE CEPA has driven rapid growth in bilateral non-oil trade, expanding the receivables Indian exporters carry on UAE and onward Gulf buyers. This guide maps how trade credit insurance protects those receivables, the choice between ECGC and commercial cover, and the corridor-specific risks of selling into the UAE and re-export markets.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 31, 2026 - 16 min read

US Reciprocal Tariffs 2026: Trade Credit and Marine Cargo Exposure for Indian Exporters

After a sharp 2025 escalation that pushed US tariffs on Indian goods to 50%, a February 2026 bilateral deal reset the reciprocal rate at 18%, with pharmaceuticals exempt and steel and aluminium still at 25%. This post examines the insurance consequences: buyer-default and order-cancellation risk for trade credit cover, marine cargo implications from rerouting and demand shifts, and the ECGC versus commercial cover choice.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 26, 2026 - 20 min read

Medical Evacuation Coverage for Indian Corporates' Expat and Inbound Employees: 2026 Programme Design

Indian corporates send a large population of staff on overseas assignments and host inbound foreign nationals in India. This piece sets out 2026 medical evacuation programme design: coordinating Group Medical and Group Personal Accident covers with international medical insurance, structuring evacuation services across global and India-based providers, handling pre-existing conditions, and checking the residual COVID legacy clauses still active in some policy wordings.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 26, 2026 - 16 min read

Captive Formations in Bermuda and Singapore for Indian Corporates: 2026 Playbook

GIFT City has commanded most of the recent attention on Indian captive insurance, but Bermuda and Singapore continue to host meaningful captive activity from Indian corporates with global risk profiles. The 2026 playbook covers when offshore domiciles still make sense, what the regulatory and tax considerations look like, and how Indian corporates evaluate the trade-offs against the IFSCA framework.

By Sarvada Editorial Team

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