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Global & Cross-Border Insurance

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Global & Cross-Border Insurance

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July 23, 2026

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Global & Cross-Border Insurance - June 17, 2026 - 15 min read

Non-Admitted Insurance and the Tax Traps for Indian Multinationals Insuring Foreign Subsidiaries 2026

An Indian parent that insures its overseas subsidiaries from a single India-issued master policy can find the cover invalid where the subsidiary sits, the claim unpayable locally, host-country premium taxes evaded and the premium outflow questioned under FEMA. This post sets out the admitted-versus-non-admitted distinction, the local compulsory covers, the premium-tax and claim-payment traps, the RBI exchange-control angle and why a controlled-master plus local-policy structure is the answer.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 17, 2026 - 14 min read

Red Sea Rerouting Around the Cape: Delay, General Average and Marine Cover for Indian Trade in 2026

With much India-Europe and India-US East Coast shipping still diverting around the Cape of Good Hope to avoid the Bab-el-Mandeb strait, Indian exporters and importers face two to three extra weeks of transit, war-risk surcharges on the Red Sea routing, raised general average exposure and demurrage on stretched supply chains. Standard cargo cover does not pay for delay or lost market, and this post sets out how the rerouting reshapes the risk and how to structure marine cargo, war risk and trade-disruption cover around it.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 16, 2026 - 14 min read

Expatriate Employee Benefits and Overseas Medical Cover for Indian Firms 2026: IPMI, Evacuation and the Family-Lifecycle Gap Domestic GMC Leaves

Indian GCCs, IT services firms and EPC contractors posting staff abroad cannot rely on a domestic group mediclaim policy to cover an employee in Dubai, Frankfurt or Houston. This post sets out international private medical insurance, business travel accident cover, medical evacuation and repatriation, host-country compulsory cover, and the family, pre-existing-condition and repatriation-handover questions that decide whether the benefit actually protects the assignee and the dependants who relocated with them.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 12, 2026 - 16 min read

Project Cargo and DSU for Indian Capital-Equipment Imports 2026: Heavy-Lift, ICC Clauses, Incoterms and the Re-Import Lead Time

An Indian company importing turbines, reactors, presses or fabrication lines for a new plant runs two linked exposures: physical damage to heavy-lift and break-bulk cargo, and the lost profit if that damage forces a months-long re-import. This post takes the procurement-and-logistics view, covering marine project cargo on an Institute Cargo Clauses (A) basis, leg-by-leg handling risk, Incoterms and risk transfer, insurable interest, the re-import cycle, and the surveys that decide whether the claim pays.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 11, 2026 - 20 min read

India-EU CBAM and Exporter Trade Insurance 2026: Margin Compression, Contract Frustration and Reporting Risk

The EU Carbon Border Adjustment Mechanism hits Indian steel, aluminium, cement and fertiliser exporters through margin compression and embedded-emissions reporting obligations. This piece details the trade-credit, contract-frustration and compliance-risk insurance implications for affected exporters.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 7, 2026 - 20 min read

Controlled Master Programmes and DIC/DIL for Indian Multinationals 2026: Local Admitted Policies and Compliance

Indian multinationals expanding abroad must reconcile a master policy at home with local admitted policies in each country. This piece details controlled master programme design, DIC/DIL drop-down cover, non-admitted insurance restrictions, premium allocation and tax, and cross-border compliance.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 5, 2026 - 9 min read

Freight Forwarder Liability Insurance in India 2026: Covering the NVOCC, Multimodal and Cross-Border Exposure

Indian freight forwarders and multimodal transport operators carry liability that a standard marine cargo policy does not address, arising from contracts of carriage, NVOCC bills of lading and the network of carriers they engage. This guide maps freight forwarder liability exposure and how cover responds across the cross-border supply chain.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - June 4, 2026 - 9 min read

India-UAE CEPA and Trade Credit Insurance 2026: Protecting Receivables in a Fast-Growing Corridor

The India-UAE CEPA has driven rapid growth in bilateral non-oil trade, expanding the receivables Indian exporters carry on UAE and onward Gulf buyers. This guide maps how trade credit insurance protects those receivables, the choice between ECGC and commercial cover, and the corridor-specific risks of selling into the UAE and re-export markets.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 31, 2026 - 16 min read

US Reciprocal Tariffs 2026: Trade Credit and Marine Cargo Exposure for Indian Exporters

After a sharp 2025 escalation that pushed US tariffs on Indian goods to 50%, a February 2026 bilateral deal reset the reciprocal rate at 18%, with pharmaceuticals exempt and steel and aluminium still at 25%. This post examines the insurance consequences: buyer-default and order-cancellation risk for trade credit cover, marine cargo implications from rerouting and demand shifts, and the ECGC versus commercial cover choice.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 26, 2026 - 20 min read

Medical Evacuation Coverage for Indian Corporates' Expat and Inbound Employees: 2026 Programme Design

Indian corporates send a large population of staff on overseas assignments and host inbound foreign nationals in India. This piece sets out 2026 medical evacuation programme design: coordinating Group Medical and Group Personal Accident covers with international medical insurance, structuring evacuation services across global and India-based providers, handling pre-existing conditions, and checking the residual COVID legacy clauses still active in some policy wordings.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 26, 2026 - 16 min read

Captive Formations in Bermuda and Singapore for Indian Corporates: 2026 Playbook

GIFT City has commanded most of the recent attention on Indian captive insurance, but Bermuda and Singapore continue to host meaningful captive activity from Indian corporates with global risk profiles. The 2026 playbook covers when offshore domiciles still make sense, what the regulatory and tax considerations look like, and how Indian corporates evaluate the trade-offs against the IFSCA framework.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 25, 2026 - 18 min read

Cross-Border Bancassurance: India-UAE Remittance Corridor and Insurance Distribution in 2026

The India-UAE remittance corridor channels over USD 20 billion annually across SBI, Bank of Baroda, ICICI Bank UAE, and IndusInd Bank UAE branches. The IRDAI bancassurance framework, the UAE Central Bank's insurance supervision after it absorbed the Insurance Authority in 2020, and the IFSCA outbound insurance window have together opened a meaningful distribution channel for life insurance, group health, expatriate medical, and savings-linked products to the large Indian expatriate population in the UAE.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 25, 2026 - 15 min read

Cross-Border Data Transfer and Cyber Cover: India-EU Compliance in 2026

Indian IT services firms, GCCs, and SaaS exporters handle European personal data on a scale that puts them squarely inside GDPR and the emerging India-EU data adequacy discussion. The cyber insurance stack supporting these flows must respond to GDPR enforcement, DPDP Act 2023 obligations, and the operational reality of cross-border transfer mechanisms that change every 18 months.

By Tarun Kumar Singh

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Global & Cross-Border Insurance - May 25, 2026 - 16 min read

IFRS 17 for Indian Corporates with Insurance Contracts: 2026 Disclosure Map

IFRS 17 reshapes how insurance contracts are measured and disclosed. While Indian insurers face direct adoption, Indian corporates with self-insured captives and material insurance arrangements also encounter IFRS 17 through group reporting and Ind AS 117 alignment. The 2026 audit-committee preparedness question deserves attention.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 24, 2026 - 18 min read

Insurance Programme Design for Indian Construction Firms on Middle East Mega-Projects: 2026

Indian EPC contractors hold a large Middle East order book spanning Saudi Vision 2030, UAE infrastructure, and Qatar continuation projects. Designing their insurance means admitted-only compliance with SAMA, CBUAE, and QCB, careful CAR and EAR sub-limits, counterparty default cover, multi-jurisdiction workmen's compensation, expatriate repatriation, and country-tiered kidnap and ransom cover.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 24, 2026 - 15 min read

India GCC Shared Services Liability Insurance: 2026 Cross-Border Coverage Map

Indian Global Capability Centres delivering services to global parents face professional indemnity, E&O, and platform-liability exposures that span FEMA, transfer pricing, and intercompany agreements. The 2026 insurance map across master-controlled and locally-issued structures looks different from what most GCC heads last reviewed.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 24, 2026 - 15 min read

India-UK FTA: Trade Credit and Marine Insurance Implications for Exporters

The India-UK Free Trade Agreement, signed in 2025 and entering into force in mid-2026, restructures tariff exposure on roughly 90 percent of bilateral trade lines. For Indian exporters, the changes reshape buyer risk profiles, marine cargo flows, and the trade credit and political risk insurance architecture that supports the corridor.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 23, 2026 - 19 min read

India-Japan Supply Chain Insurance Coordination 2026: Auto, Electronics, and Capital Goods Risk Programmes

Japan is India's fifth-largest FDI source, with cumulative investment above USD 47 billion concentrated in auto, electronics, capital goods, and semiconductor supply chains. Indian manufacturing operations of Maruti Suzuki, Honda, Toyota Kirloskar, Daikin, Panasonic, Mitsubishi Electric, and Sumitomo Electric interlock with Japanese parent supply chains, so insurance programme coordination across business interruption, contingent business interruption, marine cargo, and product liability now requires careful master-local design across Japanese parent insurer programmes, Indian admitted policies, captive structures, and the GIFT City IFSCA reinsurance window.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - May 23, 2026 - 16 min read

Employee Mobility and International Secondments: Insurance Stack for Indian Employers

Indian IT services firms, GCCs, EPC contractors, and pharma manufacturers send tens of thousands of employees abroad each year on assignments ranging from a 90-day client visit to a five-year secondment. The insurance stack supporting these movements is fragmented across health, group personal accident, employers' liability, business travel, and kidnap-and-ransom layers, with several common failure points that brokers and HR teams routinely miss.

By Sarvada Editorial Team

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