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Regulator-sourced research, briefings, and editorial analysis
Topics
Underwriting, claims, insurance products, and regulation
Latest
August 23, 2026
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1277 articles
Underwriting & Risk - January 2, 2026 - 3 min read
A structured look at how Indian commercial insurers evaluate risk, from traditional actuarial models to modern data-driven frameworks aligned with IRDAI guidelines.
By Tarun Kumar Singh
Claims & Loss Prevention - January 1, 2026 - 14 min read
A detailed examination of what costs Indian commercial policies actually reimburse after a major disaster, from debris removal sub-limits and architect fees to expediting expenses and temporary premises costs, and where policyholder expectations diverge from policy wording.
By Sarvada Editorial Team
Insurance Products - January 1, 2026 - 7 min read
A practical guide to money insurance, cash-in-transit cover, employee dishonesty, and commercial crime policies for Indian businesses under IRDAI norms.
By Sarvada Editorial Team
Risk Management Strategies - January 1, 2026 - 8 min read
Learn how to calculate and benchmark your total cost of risk (TCOR) using Indian industry data, covering premiums, retained losses, admin costs, and risk mitigation spend.
By Tarun Kumar Singh
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