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Regulator-sourced research, briefings, and editorial analysis
Topics
Underwriting, claims, insurance products, and regulation
Latest
July 2, 2026
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956 articles
Regulation & Compliance - January 23, 2026 - 9 min read
How SEBI's BRSR mandates create new D&O exposure, greenwashing liability risk, and insurance implications for listed Indian companies and directors.
By Tarun Kumar Singh
AI & Insurtech - January 22, 2026 - 11 min read
An honest assessment of blockchain applications in Indian insurance (from parametric claim auto-settlement and coinsurance reconciliation to IRDAI sandbox experiments) separating genuine use cases from overhyped promises.
By Sarvada Editorial Team
Underwriting & Risk - January 22, 2026 - 7 min read
How Indian commercial insurers are transitioning from tariff-legacy pricing to genuine risk-based pricing using exposure, experience, and judgment rating.
By Tarun Kumar Singh
Risk Management Strategies - January 22, 2026 - 16 min read
Methods for Indian manufacturers to quantify supply chain risks, map them against insurance coverage, and identify gaps in contingent business interruption and supply chain extensions that leave critical dependencies unprotected.
By Tarun Kumar Singh
Industry Risk Profiles - January 21, 2026 - 3 min read
India's IT services industry powers global digital infrastructure but faces mounting cyber risk and professional liability exposure. A wide-ranging look at the field for India's technology sector.
By Sarvada Editorial Team
Claims & Loss Prevention - January 21, 2026 - 8 min read
A step-by-step guide to defending commercial liability claims in India, from incident reporting through legal proceedings, with tips to preserve coverage.
By Sarvada Editorial Team
Claims & Loss Prevention - January 21, 2026 - 4 min read
Licensed surveyors are the linchpin of commercial claim settlements in India. Understand how surveyors operate, what powers IRDAI grants them, and how businesses can work effectively with them to ensure fair claim outcomes.
By Sarvada Editorial Team
Insurance Products - January 20, 2026 - 3 min read
D&O liability insurance shields directors and officers from personal financial exposure arising from regulatory actions, shareholder suits, and corporate governance failures in India.
By Sarvada Editorial Team
Claims & Loss Prevention - January 20, 2026 - 16 min read
A practical guide to managing earthquake insurance claims in India, covering notification protocols during catastrophe events, mass survey coordination, earthquake deductible methodology, structural damage assessment, the 72-hour occurrence clause, and lessons from Bhuj 2001, Sikkim 2011, and Nepal 2015 border-area claims.
By Sarvada Editorial Team
Market & Trends - January 20, 2026 - 16 min read
A detailed examination of how Indian commercial insurance risks are placed at Lloyd's of London, tracing the broker chain from Indian intermediary to London syndicate. Covers pricing mechanisms, capacity allocation, treaty versus facultative placement, and practical implications for Indian buyers.
By Sarvada Editorial Team
Risk Management Strategies - January 19, 2026 - 29 min read
A structured methodology for Indian risk managers to identify and map single points of failure across operations, supply chain, technology, and people, distinguishing between risks that insurance can cover and those requiring operational mitigation.
By Tarun Kumar Singh
Regulation & Compliance - January 19, 2026 - 3 min read
The Consumer Protection Act 2019 has expanded policyholder rights and changed the dispute resolution space for Indian insurers. Understand the key provisions that affect underwriting and claims.
By Tarun Kumar Singh
Regulation & Compliance - January 19, 2026 - 8 min read
Understand the composite licence framework under India's Insurance Amendment Bill 2025, its implementation timeline, and strategic impact on commercial buyers.
By Tarun Kumar Singh
Underwriting & Risk - January 18, 2026 - 3 min read
How catastrophe modelling tools and techniques apply to the Indian subcontinent's unique natural hazard profile, from cyclones to earthquakes, and what underwriters need to know.
By Tarun Kumar Singh
Insurance Products - January 18, 2026 - 8 min read
Difference between umbrella and excess liability policies, when Indian businesses need layered liability programmes, and tower placement strategies.
By Sarvada Editorial Team
Risk Management Strategies - January 18, 2026 - 7 min read
How Indian businesses can build an ERM framework that connects risk registers, risk appetite, and mitigation strategies to insurance programme design.
By Tarun Kumar Singh
AI & Insurtech - January 17, 2026 - 2 min read
IRDAI's regulatory sandbox framework has become a critical pathway for insurtech innovation in India. We examine the latest cohort outcomes, approved use cases, and what they signal for the future of commercial insurance technology.
By Sarvada Editorial Team
Global & Cross-Border Insurance - January 17, 2026 - 17 min read
Indian exporters increasingly face sanctions-related complications when insuring shipments to or through restricted jurisdictions. This guide covers OFAC, EU, and UN sanctions regimes, their impact on marine cargo and trade credit policies, and practical compliance steps for Indian businesses.
By Sarvada Editorial Team
Industry Risk Profiles - January 17, 2026 - 4 min read
Warehouse fires account for a disproportionate share of commercial fire insurance claims in India. Understanding the causes, prevention measures, and insurance strategies is critical for operators and underwriters alike.
By Sarvada Editorial Team
Claims & Loss Prevention - January 16, 2026 - 7 min read
A technical deep-look at BI claims calculation under Indian commercial policies. Gross profit definition, indemnity period, savings clauses, and disputes.
By Sarvada Editorial Team
Risk Management Strategies - January 16, 2026 - 7 min read
How indemnity clauses, hold harmless agreements, and insurance requirements in Indian commercial contracts interact with actual coverage.
By Tarun Kumar Singh
Claims & Loss Prevention - January 16, 2026 - 7 min read
Preventive maintenance strategies, condition monitoring, and machinery breakdown insurance alignment to reduce industrial losses in Indian manufacturing.
By Sarvada Editorial Team
Operations & Best Practices - January 15, 2026 - 3 min read
Should your business work with an insurance broker or agent for commercial cover? Understand the regulatory differences, service models, and practical considerations for Indian businesses.
By Tarun Kumar Singh
Insurance for Startups & New Economy - January 15, 2026 - 15 min read
Indian healthtech and telemedicine platforms face a unique convergence of medical malpractice risk, health data privacy obligations under the DPDP Act, and regulatory exposure under the Telemedicine Practice Guidelines 2020. This guide breaks down the insurance covers every digital health company should carry.
By Sarvada Editorial Team
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