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July 2, 2026

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956 articles

AllAI & InsurtechClaims & Loss PreventionGlobal & Cross-Border InsuranceIndustry Risk ProfilesInsurance for Startups & New EconomyInsurance ProductsMarket & TrendsOperations & Best PracticesRegulation & ComplianceRisk Management StrategiesUnderwriting & Risk

Industry Risk Profiles - March 12, 2026 - 12 min read

Semiconductor Fabrication Insurance: Emerging Risks for India's Chip Manufacturing Push

An expert analysis of the insurance challenges facing India's semiconductor fabrication ambitions under the India Semiconductor Mission, covering cleanroom perils, ultra-high asset concentrations, supply chain fragility, IP liability, environmental exposures, and how Indian insurers and IRDAI must adapt product design to underwrite a sector with no domestic loss history.

By Sarvada Editorial Team

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Insurance for Startups & New Economy - March 12, 2026 - 17 min read

Web3, Blockchain, and Digital Asset Businesses in India: Working through Insurance in an Unregulated Frontier

Indian Web3 and blockchain companies operate in a regulatory grey zone where standard insurance products often do not respond. This guide covers smart contract liability, custodial risk, D&O for crypto founders, and the limited but growing insurance options available in India and international markets.

By Sarvada Editorial Team

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Global & Cross-Border Insurance - March 11, 2026 - 16 min read

Currency Risk and Its Impact on International Insurance Claims Settlements for Indian Policyholders

Currency fluctuations between the Indian rupee and foreign currencies create real financial exposure in international insurance claims. This guide explains how exchange rate movements affect reinstatement values, claims settlements, and policy adequacy, with practical hedging strategies for Indian policyholders.

By Sarvada Editorial Team

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Insurance for Startups & New Economy - March 11, 2026 - 14 min read

Insurance for Indian SaaS Unicorns: Structuring Global Coverage Across Jurisdictions

A detailed guide to structuring insurance programmes for Indian SaaS companies operating at unicorn scale, covering US E&O and cyber liability, D&O for IPO-track boards, IRDAI-admitted placements, surplus lines considerations, and the interplay between Indian master policies and local admitted covers in key revenue markets.

By Sarvada Editorial Team

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AI & Insurtech - March 10, 2026 - 15 min read

AI-Driven Fraud Ring Detection in Indian Commercial Insurance: Graph Analytics, Network Analysis, and Regulatory Realities

How Indian commercial insurers are deploying graph analytics, social network analysis, and machine learning to detect organised fraud rings that evade traditional rule-based systems, with practical guidance on IRDAI compliance, data integration challenges, and implementation strategies for mid-market carriers.

By Sarvada Editorial Team

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Claims & Loss Prevention - March 10, 2026 - 15 min read

Contingent Business Interruption Claims in India: When Your Supplier's Loss Becomes Your Financial Crisis

How contingent business interruption coverage works in Indian commercial insurance, including trigger conditions, documentation requirements for proving supplier dependency, loss quantification methodology, common disputes between policyholders and insurers, and practical scenarios from Indian manufacturing and supply chain contexts.

By Sarvada Editorial Team

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Operations & Best Practices - March 9, 2026 - 16 min read

Loss Prevention Engineering ROI for Indian Factories: Measuring Returns on Risk Reduction Investment

A detailed analysis of how Indian factories can quantify the return on investment from loss prevention engineering programmes, covering fire protection, electrical safety, structural assessments, and machinery safeguarding, with real-world cost-benefit frameworks tied to IRDAI premium credits, Factories Act compliance, and BIS standards.

By Tarun Kumar Singh

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Industry Risk Profiles - March 9, 2026 - 14 min read

Insurance for Renewable Energy Power Purchase Agreements (PPAs) in India: Risks, Covers, and Structuring Essentials

A detailed analysis of insurance risks embedded in Indian renewable energy PPAs, covering solar and wind project exposures from construction through operations, SECI and state discom offtake structures, revenue protection, and the IRDAI-regulated policy frameworks that underwriters and developers need to understand.

By Sarvada Editorial Team

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Insurance for Startups & New Economy - March 8, 2026 - 16 min read

Gig Worker Aggregator Liability Insurance in India: What Platforms Owe, What IRDAI Expects, and How to Structure Cover

A detailed guide to liability insurance for Indian gig worker aggregators, covering the Social Security Code 2020 obligations, IRDAI product developments, vicarious liability exposure, worker injury claims, and how platforms should structure insurance programmes that satisfy both regulators and courts.

By Sarvada Editorial Team

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Market & Trends - March 7, 2026 - 14 min read

Underwriting Profit Sustainability for Indian Non-Life Insurers: Combined Ratios, Pricing Discipline, and Long-Term Viability

A deep analysis of underwriting profitability in India's non-life insurance sector, examining why combined ratios have historically hovered near or above 100%, how pricing cycles and IRDAI de-tariffing have shaped loss experience, and what structural changes are needed for Indian general insurers to sustain underwriting profits rather than relying on investment income to mask technical losses.

By Sarvada Editorial Team

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Operations & Best Practices - March 5, 2026 - 15 min read

Insurance Audit Readiness for Indian Enterprises: What Internal Auditors Check and How to Prepare

A practical guide for risk managers on how internal auditors review insurance programmes at Indian enterprises, covering common audit findings such as coverage gaps, expired policies, and inadequate sum insured declarations, with a detailed audit preparation checklist and strategies for addressing findings proactively.

By Tarun Kumar Singh

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