Category archive
Sarvada research, workflows, and commentary focused on regulation & compliance.
Archive
102 published articles
Topic
Regulation & Compliance
Latest
June 29, 2026
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102 articles
Regulation & Compliance - April 2, 2026 - 9 min read
Ind-AS 117 measurement models, Contractual Service Margin, onerous contract recognition, and transition approaches. Balance sheet, P&L volatility, and solvency ratio implications for Indian insurers and listed corporate policyholders.
By Tarun Kumar Singh
Regulation & Compliance - April 2, 2026 - 6 min read
IRDAI's Insurance Ombudsman Scheme 2017 (as amended 2021) provides a free, binding grievance mechanism for commercial policyholders up to INR 50 lakh. Understand the 17 ombudsman offices, territorial jurisdiction, complaint scope, and how this forum differs from Consumer Courts and arbitration.
By Tarun Kumar Singh
Regulation & Compliance - March 28, 2026 - 14 min read
An analysis of the Motor Vehicles (Amendment) Act 2019 and its 2021 enforcement, covering enhanced penalties, the hit-and-run compensation scheme, MACT exposure under Sections 163A and 166, telematics compliance, e-challan linkage, and third-party insurance implications for commercial fleet operators.
By Tarun Kumar Singh
Regulation & Compliance - March 26, 2026 - 17 min read
A detailed operational guide to Bima Sugam, IRDAI's unified digital insurance marketplace, covering insurer onboarding, broker and agent integration, policy filing workflows, one-click claims initiation through DigiLocker, DPDPA 2023 data privacy obligations, and implementation timelines for mid-sized Indian insurers preparing for the commercial-lines phase.
By Tarun Kumar Singh
Regulation & Compliance - March 24, 2026 - 8 min read
When an insured enters insolvency under the IBC 2016, claim filing, subrogation recovery rank, and D&O coverage change materially. Learn about Form B, Section 53 waterfall, NCLT moratorium effects, and coverage during pre-CIRP and post-CIRP periods.
By Tarun Kumar Singh
Regulation & Compliance - March 22, 2026 - 5 min read
PESO (Petroleum and Explosives Safety Organisation) under DPIIT regulates licensing of petroleum storage, explosives manufacturing, and related hazardous operations. Insurance conditions tied to PESO licenses directly impact coverage scope and claim liability.
By Tarun Kumar Singh
Regulation & Compliance - March 22, 2026 - 8 min read
SEBI Listing Obligations and Disclosure Requirements Regulation 30 materiality thresholds for insurance claims, denials, and recovery actions. When listed companies must disclose to stock exchanges and insider trading implications.
By Tarun Kumar Singh
Regulation & Compliance - March 16, 2026 - 8 min read
Foreign currency insurance premium remittances for overseas subsidiaries, property, and cargo: when FEMA permits direct remittance vs requiring RBI approval, and the role of LRS, ODI, and reinsurance regulations.
By Tarun Kumar Singh
Regulation & Compliance - March 15, 2026 - 6 min read
The Arbitration and Conciliation Act 1996, amended in 2015, 2019, and 2021, shapes how insurance disputes are resolved outside courts. Learn about quantum-only arbitration, the critical seat vs venue distinction, and how Supreme Court rulings apply to coverage questions.
By Tarun Kumar Singh
Regulation & Compliance - March 14, 2026 - 13 min read
An expert analysis of IRDAI's recent motor third-party liability reforms, covering revised premium structures, long-term TP pooling changes, MACT tribunal trends, fleet-level compliance obligations, and the financial implications for commercial vehicle operators across India.
By Tarun Kumar Singh
Regulation & Compliance - March 8, 2026 - 12 min read
An expert analysis of IRDAI's claim settlement timeline regulations, how enforcement has evolved through recent circulars and penalty actions, and what commercial policyholders can do when insurers breach prescribed turnaround times for survey, offer, and payment.
By Tarun Kumar Singh
Regulation & Compliance - March 3, 2026 - 13 min read
An analysis of the IRDAI regulatory sandbox outcomes released in early 2026, covering approved experiments in parametric insurance, usage-based covers, and digital claims settlement, and what these results mean for commercial insurance buyers and underwriters in India.
By Tarun Kumar Singh
Regulation & Compliance - February 25, 2026 - 28 min read
An explanation of how IRDAI's recent amendments to broker licensing and commission structures are changing commercial insurance distribution in India, covering the shift to flexible commissions, new disclosure requirements, placement steering risks, and what buyers should demand from their brokers.
By Tarun Kumar Singh
Regulation & Compliance - February 24, 2026 - 10 min read
Most standard commercial insurance policies in India exclude terrorism risk, leaving businesses exposed unless they opt into coverage through the Indian Market Terrorism Risk Insurance Pool (IMRTIP). This guide explains the pool structure, coverage mechanics, pricing, and regulatory framework governing terrorism insurance in India.
By Tarun Kumar Singh
Regulation & Compliance - February 15, 2026 - 3 min read
India's reinsurance sector is evolving with GIC Re's changing mandate and IRDAI's liberalisation of foreign reinsurer access. Understand the regulatory framework shaping reinsurance placements in India.
By Tarun Kumar Singh
Regulation & Compliance - February 13, 2026 - 7 min read
How IRDAI's microinsurance regulations apply to micro-enterprises, SHG-based distribution, cooperative models, and the gap between regulation and penetration.
By Tarun Kumar Singh
Regulation & Compliance - February 10, 2026 - 2 min read
Indian manufacturers face increasing environmental liability under multiple regulatory frameworks. This guide covers key statutes, compliance obligations, and how insurance can mitigate environmental risk exposure.
By Tarun Kumar Singh
Regulation & Compliance - February 2, 2026 - 3 min read
GST at 18% on insurance premiums significantly affects the total cost of commercial coverage in India. Understand the tax structure, input tax credit eligibility, and how to optimise your insurance spend.
By Tarun Kumar Singh
Regulation & Compliance - February 1, 2026 - 12 min read
A full analysis of IRDAI's phased transition from Solvency I to a risk-based capital regime, covering its impact on underwriting capacity, reinsurance strategy, capital allocation, and line-of-business profitability for Indian non-life insurers.
By Tarun Kumar Singh
Regulation & Compliance - January 27, 2026 - 3 min read
KYC and anti-money laundering compliance is a critical obligation for Indian insurers. This guide covers IRDAI's KYC norms, PMLA requirements, and practical implementation for commercial underwriting.
By Tarun Kumar Singh
Regulation & Compliance - January 23, 2026 - 8 min read
How National Building Code 2016 fire norms, BIS standards, and TAC guidelines affect insurance underwriting, premiums, and claims for Indian commercial properties.
By Tarun Kumar Singh
Regulation & Compliance - January 23, 2026 - 9 min read
How SEBI's BRSR mandates create new D&O exposure, greenwashing liability risk, and insurance implications for listed Indian companies and directors.
By Tarun Kumar Singh
Regulation & Compliance - January 19, 2026 - 3 min read
The Consumer Protection Act 2019 has expanded policyholder rights and changed the dispute resolution space for Indian insurers. Understand the key provisions that affect underwriting and claims.
By Tarun Kumar Singh
Regulation & Compliance - January 19, 2026 - 8 min read
Understand the composite licence framework under India's Insurance Amendment Bill 2025, its implementation timeline, and strategic impact on commercial buyers.
By Tarun Kumar Singh
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