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Sarvada research, workflows, and commentary focused on ai & insurtech.
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85 published articles
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AI & Insurtech
Latest
June 26, 2026
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85 articles
AI & Insurtech - February 11, 2026 - 3 min read
India's rapidly growing logistics sector is ripe for telematics-driven fleet insurance. Usage-based and behaviour-based pricing models offer benefits for both insurers and fleet operators managing India's challenging road conditions.
By Sarvada Editorial Team
AI & Insurtech - February 10, 2026 - 16 min read
A balanced assessment of how large language models can automate claims assessment in Indian commercial insurance, covering use cases like document review, coverage determination, and fraud detection, alongside risks including hallucination, bias, and regulatory pushback from IRDAI.
By Sarvada Editorial Team
AI & Insurtech - February 5, 2026 - 3 min read
AI-powered claims triage is helping Indian commercial insurers prioritise claims, detect fraud early, and allocate adjuster resources more effectively. We examine how machine learning models are reshaping the first notice of loss workflow.
By Sarvada Editorial Team
AI & Insurtech - January 28, 2026 - 3 min read
India's 63 million SMEs are chronically underinsured, partly because traditional underwriting is uneconomical for small commercial risks. Automated risk scoring models offer a path to profitable, scalable SME insurance coverage.
By Sarvada Editorial Team
AI & Insurtech - January 27, 2026 - 13 min read
An in-depth look at how AI and machine learning are reshaping catastrophe modelling for India-specific perils such as monsoon floods, cyclones, and seismic events. This post covers why historical loss data alone is inadequate, how satellite imagery and IoT sensor feeds improve model accuracy, and the downstream effects on underwriting and pricing.
By Sarvada Editorial Team
AI & Insurtech - January 23, 2026 - 3 min read
Computer vision is enabling Indian insurers to assess property risks using satellite imagery, drone footage, and photographic evidence. From detecting construction quality to monitoring fire hazards, visual AI is transforming risk engineering.
By Sarvada Editorial Team
AI & Insurtech - January 22, 2026 - 11 min read
An honest assessment of blockchain applications in Indian insurance (from parametric claim auto-settlement and coinsurance reconciliation to IRDAI sandbox experiments) separating genuine use cases from overhyped promises.
By Sarvada Editorial Team
AI & Insurtech - January 17, 2026 - 2 min read
IRDAI's regulatory sandbox framework has become a critical pathway for insurtech innovation in India. We examine the latest cohort outcomes, approved use cases, and what they signal for the future of commercial insurance technology.
By Sarvada Editorial Team
AI & Insurtech - January 8, 2026 - 2 min read
Natural language processing is enabling Indian insurers to extract critical risk signals from unstructured documents (policy wordings, surveyor reports, and claims files) at scale. Here is how NLP is reshaping commercial insurance document workflows.
By Sarvada Editorial Team
AI & Insurtech - January 4, 2026 - 3 min read
AI-driven underwriting models are transforming how Indian insurers assess commercial risks, reducing loss ratios and enabling more precise pricing. Here is how leading non-life carriers are deploying machine learning across their commercial books.
By Sarvada Editorial Team
AI & Insurtech - January 3, 2026 - 7 min read
How Indian manufacturers and insurers use IoT sensors for real-time risk monitoring: improving underwriting accuracy, loss prevention, and claims outcomes.
By Sarvada Editorial Team
AI & Insurtech - January 2, 2026 - 11 min read
How AI-powered predictive models are transforming renewal pricing for Indian commercial insurance portfolios -- from churn prediction and risk drift detection to dynamic pricing within IRDAI's regulatory framework.
By Sarvada Editorial Team
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