Insurance

Liability Insurance

Commercial General Liability insurance protects Indian businesses against claims of bodily injury, property damage, and personal injury caused to third parties. With increasing litigation and the Consumer Protection Act, 2019 strengthening consumer rights, Indian companies face growing liability exposures. CGL policies cover premises liability, operations liability, products and completed operations liability, and advertising injury. Industries such as manufacturing, construction, and hospitality are especially exposed. The Public Liability Insurance Act, 1991 mandates coverage for hazardous industries, making liability insurance a statutory requirement for many Indian enterprises.

3 aliases in market usage12 city-specific guides

Key features

  • Covers third-party bodily injury and property damage claims
  • Includes premises, operations, and products liability
  • Defence costs covered in addition to indemnity limits
  • Mandatory under Public Liability Insurance Act for hazardous units
  • Covers advertising injury and personal injury
  • Occurrence-based or claims-made trigger available

City coverage guides

Liability Insurance in Mumbai

Liability insurance in Mumbai protects businesses from third-party claims. Coverage for BKC offices, JNPT operations & more. Get a quote from Sarvada.

Liability Insurance in Delhi

Protect your Delhi business from third-party claims. Liability insurance for manufacturers, service providers, and commercial establishments across NCR.

Liability Insurance in Bangalore

Liability insurance for Bangalore businesses. Cover third-party claims, bodily injury, and property damage risks across IT, manufacturing, and services.

Liability Insurance in Chennai

Protect your Chennai business from third-party claims with liability insurance. Coverage for bodily injury, property damage, and legal defence costs.

Liability Insurance in Hyderabad

Liability insurance in Hyderabad for IT firms, pharma companies, and commercial operations. Cover third-party claims and legal costs. Speak to Sarvada today.

Liability Insurance in Pune

Liability insurance for Pune businesses. Protect against third-party claims from manufacturing operations, IT services, and commercial activities across the city.

Liability Insurance in Kolkata

Shield your Kolkata business from third-party claims with liability insurance. Covers bodily injury, property damage, and legal defence costs.

Liability Insurance in Ahmedabad

Liability insurance for Ahmedabad businesses. Covers third-party bodily injury, property damage, and legal defence costs for manufacturers and service providers.

Liability Insurance in Surat

Liability insurance in Surat for manufacturers, textile units, diamond exporters, and Hazira industrial firms. Cover third-party bodily injury and property damage.

Liability Insurance in Jaipur

Liability insurance in Jaipur for hotels, manufacturers, and service businesses. Protect against third-party claims from injuries and property damage.

Liability Insurance in Lucknow

Liability insurance in Lucknow for businesses, contractors, and professionals. Cover third-party claims from bodily injury and property damage.

Liability Insurance in Kochi

Liability insurance in Kochi for businesses across ports, IT parks, hospitality, and manufacturing. Cover third-party claims and legal costs.

Common market labels

Commercial General LiabilityCGL InsuranceThird Party Liability Insurance

Related Insurance Types

Related Glossary Terms

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